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Protective Indexed Choice℠ UL more competitive than ever with guaranteed death benefit

August 15, 2022


We’re committed to helping you maximize value by connecting as many people as possible to the protection they deserve. We’re excited to announce we've improved Protective Indexed Choice UL’s performance for guaranteed death benefit to age 90, adding more competitive premiums for clients' protection needs.


We’ve also added a $500,000 face amount band, enhancing the product even more. With these changes, effective today, you'll be able to help even more people protect their goals — with strong guarantees and opportunities for cash value growth that's linked to market performance.


And with Protective Velocity, our suite of digital solutions, you can get them covered quicker and easier than ever.


Transition Rules:

  1. For paper business: Applications must be signed and received on or before August 29, 2022.
  2. For electronic ticket business and direct writers: Applications must be signed andreceived on or before September 12, 2022.
  3. Any application in Underwriting on August 15, 2022, may choose the version of the product (old or new) but will retain the rates they are initially quoted unless otherwise requested up until the case has been approved.

Reach out to your representative today to see how we're helping clients achieve the protection they deserve.

We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
Protective Indexed Choice UL (UL-27) is a flexible premium universal life insurance policy issued by Protective Life Insurance Company, Nashville, TN. Policy form numbers, product features and availability may vary by state. Consult policies for benefits, riders, limitations and exclusions. Subject to underwriting. Up to a two-year contestable and suicide period. Benefits adjusted for misstatements of age or sex. Protective Indexed Choice UL is not a security investment and is not an investment in the market. Your insurance professional can provide you with costs and complete details about the terms, conditions, limitations or exclusions that apply to this policy.

The tax treatment of life insurance is subject to change. Neither Protective Life nor its representatives offer legal or tax advice. Please consult with your legal or tax advisor regarding your individual situation before making any tax-related decisions.

All payments and all guarantees are subject to the claims-paying ability of Protective Life Insurance Company.

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