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Provide clients protection that can extend beyond their lifetime with optional enhanced death benefits, including the highly competitive maximum daily value death benefit.

Offer death benefit options for clients’ unique legacy needs

Every contract includes a standard death benefit equal to the contract value at no extra cost. Learn how enhanced options can offer additional protection.
Maxiumum daily value death benefit graph.
Maximum daily value*
Lock in potential market gains daily and secure a death benefit guaranteed at the highest daily lock-in amount, minus withdrawals.

*Not available in New York.
Maximum quarterly value*
Lock in potential market gains quarterly to secure gains and help ensure a stable or growing death benefit for beneficiaries, minus withdrawals.

*Not available in New York.
Maximum quarterly value death benefit graph.
Maximum anniversary value death benefit graph.
Maximum anniversary value
Secure potential annual market gains at each contract anniversary, never falling below the highest locked-in value, minus withdrawals.
Return of purchase payments
If the client dies before annuity income starts, beneficiaries get the greater of contract value or total investment, minus withdrawals.
Return of purchase payment death benefit graph.

Connect with our team

Have questions about Protective Aspirations variable annuity? Call us at 1-833-504-1826, option 1, to speak with a sales representative. Our wholesalers offer personalized support, product insight, and sales strategies to help you confidently serve clients and grow your business.
1 In New York, the product offered is the Protective® Aspirations NY variable annuity.

Protective Aspirations variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA‐P‐2006. SecurePay Investor benefits issued under rider form number VDA‐P‐6063. SecurePay Protector benefits issued under rider form number VDA‐P‐6061. Policy form numbers, product availability and product features may vary by state.

Protective Aspirations NY variable annuity is a flexible premium deferred variable annuity contract issued by PLAIC in New York under policy form series NY-VDA-A-2024. SecurePay Investor benefit issued under rider form number NY-VDA-A-6075. SecurePay Protector benefit provided by rider form number NY-VDA-A-6073.

Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and changes from the insurance company and the investment managers.

Withdrawals reduce the annuity’s remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge.

Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected income benefit, and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by contacting Protective at 800‐ 456‐6330.

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