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Protective Aspirations, THE tailor-made payout timing ANNUITY
Protective Aspirations, THE tailor-made payout timing ANNUITY

With 5 flexible payout options, you can help clients design an income strategy that fits their lifestyle, goals and timing so they're ready for whatever retirement brings.

See what payout options can do for your clients

Use this free report to assess income potential available with Protective® Aspirations variable annuity with SecurePay ProtectorSM optional lifetime income benefit.¹

Customize payout options for real-life retirement needs

Five stacks of 7 coins.
Guaranteed income, backed by a set withdrawal rate
The standard payout option offers guaranteed lifetime income at a set withdrawal rate, ideal for covering essential expenses and reducing reliance on uncertain income sources. It's a steady, dependable solution for retirement income planning.
Three stacks of 14 coins and 2 stacks of 4 coins.
Customized income now, guaranteed for life
Advance payout options offer higher income for the first 3, 5, 8, or 10 years, then transition to guaranteed lifetime income. This is a flexible solution for clients who expect higher early retirement spending or plan to delay other income like Social Security.
Video thumbnail of an older couple talking about their retirement.
Explore income certainty with tailored payout solutions
Discover how the Protective Aspirations variable annuity with SecurePay Protector optional lifetime income benefit delivers strong, guaranteed income strategies designed to fit your clients' unique retirement timelines. Our video breaks down the flexible payout options that help provide predictable income for life, aligned with clients' retirement needs.

Connect with our team

Have questions about Protective Aspirations variable annuity? Call us at 1-833-504-1826, option 1, to speak with a sales representative. Our wholesalers offer personalized support, product insight, and sales strategies to help you confidently serve clients and grow your business.
¹ SecurePay Protector benefit is available for an additional 1.50% fee at issue (1.60% with RightTime) as a percentage of the benefit base.

Protective Aspirations variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA-P-2006. SecurePay Investor benefits issued under rider form number VDA-P-6063. SecurePay Protector benefits issued under rider form number VDA-P-6061. Policy form numbers, product availability and product features may vary by state.

Protective Aspirations NY variable annuity is a flexible premium deferred variable annuity contract issued by PLAIC in New York under policy form series NY-VDA-A-2024. SecurePay Investor benefits issued under rider form number NY-VDA-A-6075. SecurePay Protector benefits are provided by rider form number NY-VDA-A-6073.

Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers.

Withdrawals reduce the annuity's remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge.

Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit, and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by contacting PLICO or PLAIC at 800-456-6330.

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