Financial strength ratings

Protective Life Insurance Company has insurer financial strength ratings of A+ (Superior, 2nd highest of 15 ratings) from A.M. Best, AA- (Very Strong, 4th highest of 21 ratings) from S&P Global Ratings, AA- from Fitch (Very High Quality, 4th highest of 22 ratings), and A1 (5th highest of 21 ratings) from Moody's Investor Services.

MONY Life Insurance Company has insurer financial strength ratings of A+ (Superior, 2nd highest of 15 ratings) from A.M. Best, A+ (Strong, 5th highest of 21 ratings) from S&P Global Ratings, AA- (Very High Quality, 4th highest of 22 ratings) from Fitch, and A1 (5th highest of 21 ratings) from Moody's Investor Services.

Protective Life and Annuity Insurance Company has insurer financial strength ratings of A+ (Superior, 2nd highest of 15 ratings) from A.M. Best, AA- (Very Strong, 4th highest of 21 ratings) from Standard and Poor's, and AA- (Very High Quality, 4th highest of 22 ratings) from Fitch. A portion of Protective Life and Annuity Insurance Company's policy liabilities are guaranteed by Protective Life Insurance Company.

Protective Property and Casualty Insurance Company has an insurer financial strength rating of A (Excellent, 3rd highest of 15 ratings) from A.M. Best.

*Insurance financial strength ratings are opinions of independent rating agencies regarding an insurer's ability to meet its obligations under insurance policies as they become due. Ratings are based on factors such as operating performance, asset quality, capitalization, and financial flexibility. Ratings apply only to the claims-paying ability of the issuing insurer and do not refer to the performance of any product or investment. Ratings are not recommendations to buy, sell, or hold any insurance contract or security and are subject to change or withdrawal at any time. The insurer may have paid a fee to the rating agency.