A financial professional smiling confidently

We protect people first – and that includes you

We’re Protective. We provide life insurance and annuities that fit people’s lives and support your business so you can better serve your clients. With financial stability and a clear vision, we’ve delivered on more than a century of promises. And we’ll keep putting your business and clients’ needs first as a thoughtful, reliable protector you can count on.

Protecting what matters, together

Working with us means more than access to reliable, competitive life insurance and annuity products. We are committed to helping you protect more people. We’ll make sure you have what you need to reach — and better serve — your clients.

Who we are

We're on a mission to help more people protect what matters most in their lives.

Across all our products and solutions, we help nearly 14.4 million people reach the sense of security and freedom they deserve – and that number continues to grow. Discover more ways we put people first and push to do more for you.

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Why work with us?

We’re committed to working as hard for you as you do for your clients, because we believe that everyone deserves to feel protected.

We’re by your side through every step of the sale and ready to assist your clients — while their policy is in force. See why we’ll never stop pursuing better ways to meet more needs.

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Our strong numbers%%1%%

Our commitment and financial stability are proven by our:

14.4 million policies and contracts in force
$4.7 billion claims and payouts to 98,600 customers
$1 trillion life insurance in force
$118 billion total assets

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We're committed to being a strong protector

We take our experience and financial strength and use to deliver on our promises. Our financial strength is recognized in the industry, and we carry high ratings from independent ratings organizations.²

Protective Life Insurance Company

A.M. Best

A+

S&P Global Ratings

AA-

Fitch

AA-

Moody's

A1

West Coast Life Insurance Company

A.M. Best

A+

S&P Global Ratings

AA-

Fitch

AA-

Moody's

A1

MONY Life Insurance Company

A.M. Best

A+

S&P Global Ratings

A+

Fitch

AA-

Moody's

A1

Protective Life and Annuity Insurance Company

A.M. Best

A+

S&P Global Ratings

AA-

Fitch

AA-

Moody's

-

Protective Property & Casualty Insurance Company

A.M. Best

A

S&P Global Ratings

-

Fitch

-

Moody's

-

More than a century of promises delivered

We're not new to the world of insurance; we've put people first and delivered on our promises for more than 117 years. With drive and heart, we make the most of every opportunity to help more people. It's who we are and who we've always been – and that will never change.

See our history at Protective.com

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Let’s work together to protect more people

We’ll always push for better protection and simpler solutions for you and your clients. We’re ready to stand by your side and support your success for the long term. When you’re ready to work together, the first step is to get appointed to sell with us.

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