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Deliver the right balance between growth and safety with an indexed annuity

Maximizing asset growth and future income, while also protecting them, may seem impossible when today’s markets are so uncertain. An indexed annuity may help you deliver the right balance. 

Why an indexed annuity?

Adding an indexed annuity to your clients’ overall retirement plan is an efficient way to provide higher growth potential than a fixed interest solution and sometimes offers added benefits like guaranteed lifetime income. 
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Fixed and index-linked growth options
Indexed annuities may offer both fixed and indexed-linked crediting strategies to fuel asset growth, allowing clients to diversify a growth strategy that meets their needs.  
No investment option fees
Unlike a variable annuity, there are no fees associated with the interest crediting strategies available with an indexed annuity.
Protected lifetime income benefits
Some indexed annuities may offer protected lifetime income benefits that deliver a reliable stream of retirement income that your clients can’t outlive. 
Legacy planning options
Many indexed annuities offer death benefit options that can help clients avoid the complications of taxes and delays associated with probate. 
How indexed annuities can provide protected growth
With a choice of interest crediting options, clients can create a strategy that fits their objectives. There are two ways an indexed annuity might credit interest. The first type is a guaranteed fixed rate of interest. The second type is credited based on the upside performance of a market index, subject to either a rate cap or participation rate. In either case the contract will not credit less than 0%.
 graphic showing how indexed annuities can provide protected growth
Consider an indexed annuity for a client who:
  • Is focused on protecting their retirement savings
  • Wants higher growth opportunities than traditional fixed interest solutions offer
  • Is concerned about outliving their income
  • Wants the flexibility to adjust their plans in the future
a woman who represents a potential client for an indexed annuity

Explore our portfolio of tailored indexed annuity options

Explore our solutions, which offer a balance of protection, growth and income opportunities for clients.
A man and woman enjoying a boat ride feel confident in retirement
Deliver income plus flexibility with Protective%%®%% Income Builder indexed annuity
A grandfather teaching his grandson how to ride a bike.
Focus on growth potential and protection with Protective%%®%% Asset Builder II indexed annuity
A retired couple able to relax on the beach knowing Protective Guaranteed Income Indexed Annuity provides guaranteed income for life.
Protective%%®%% Guaranteed Income Indexed Annuity for lifetime income (product has limited distribution)
We're here for you
We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
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