Non-participating Whole Life Insurance

Protective Non-Participating Whole Life offers instant guaranteed protection

Help your clients secure immediate death benefit protection with our non-participating whole life insurance. Its straightforward design offers low face amounts and strong guarantees they can count on. Available for both conversions and new sales.

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Why recommend Protective Non-Participating Whole Life Insurance?

Your clients who want lower levels of immediate, guaranteed coverage will enjoy these benefits:

Immediate protection

Their loved ones are instantly protected with coverage that lasts a lifetime.

Lower face amounts

Smaller amounts of coverage make it a great solution for seniors, in particular.

Strong guarantees

They can count on level premiums and benefits with no surprises down the road.

It’s ideal for a client who:

Is a senior wanting life insurance protection
Wants permanent coverage
Is looking for a low face amount
Prefers guarantees

A financial professional showing a retired woman the benefits of Protective Non-Participating Whole Life insurance

Key product specs

Issue ages: 0-80
No maximum face amount. Minimum face amounts:
- $1,000, but not less than the face amount for an annual premium of $120 (excluding riders and charges)
- $25,001 minimum in the state of West Virginia; $100,000 minimum for select preferred and preferred rate classes

Full details

A retired woman talking to her financial professional on the phone about Protective Non-Participating Whole Life

Optional benefits

View our Riders and Endorsements Guide to learn more about the optional benefits clients can add to their whole life insurance policy for extra protection and value.

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