Protective ProClassic II Universal Life Insurance

Protective ProClassic II%%SM%% UL offers flexible protection and more

When clients need protection that can adjust to life’s changes, explore the flexible features and cash value growth potential of Protective ProClassic II UL.

Why recommend Protective ProClassic II UL?

This current assumption universal life solution provides these key benefits for personal or business needs:

Adjustable coverage

Death benefit amount may be adjusted, within plan limits, without having to buy a new policy

Flexible premium options

Option to pay a level premium or adjust payments based on future needs

Cash value growth

Potential for cash value growth can be accessed for future expenses or unexpected costs

Consider this product for clients who:

Need a potential death benefit to cover financial needs or final expenses
Want flexible premium options for fluctuating incomes
Seek cash value growth potential
Desire build-in lapse protection

Couple looking relaxed knowing they're protected by Protective ProClassic II universal life insurance.

Key product specs

Issue ages 0-75
Lapse protection period ranges between 10 and 15 years
Level or increasing death benefit options
5 riders available for customization

Download quick facts

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Added chronic illness protection

Our optional ExtendCare^SM rider allows clients to advance the death benefit on their Protective ProClassic II policy to help cover costs if they become chronically ill.

Explore ExtendCare rider

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Choices to create income for loved ones

Available at no cost with Protective ProClassic II, the Income Provider Option lets clients decide how their death benefit will be paid to beneficiaries.

Explore Income Provider Option

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Explore all options for personalized protection

Your clients have choices when selecting optional riders and using built-in endorsements to tailor their Protective ProClassic II policy. Our client-friendly Riders and Endorsements guide can help you introduce each of the available benefits.

Download complete guide