Our indexed universal life insurance solution can protect your clients’ goals while offering flexibility to adapt to life’s changes – including the opportunity to grow and access cash value that’s linked to market performance.
Why recommend Protective Indexed Choice UL?
With our indexed universal life insurance solution your clients who want both protection and flexibility can enjoy these four benefits:
Get current crediting rates
Reviewing previous rates can help you understand how this indexed universal life insurance solution could grow cash value over time. Take a look at this flyer for a full list of actual historical indexed crediting rates.
An IUL that delivers what's expected
You can feel confident recommending our indexed universal life insurance solution because it’s built to perform as your clients expect. Read this flyer to see why.
Get a quick profile of Protective Indexed Choice UL and its combination of protection plus cash value potential.
Consider this product for a client who:
- Is looking for death benefit protection with cash value growth opportunities
- Wants a long-term protection product
- Moderate risk profile
- Interested in additional flexible features
Key product specs
- Issue ages available for 0-80, varies by risk class and state1
- Minimum face amount: $100,000
- Death benefit options: Option A (Level) and Option B (Increasing)
- Cash value accumulation
- Built-in lapse protection
- 1035 exchanges allowed
Added flexibility for the future
Our ExtendCare rider can give clients added flexibility and protection in case they experience an unexpected chronic illness. View our Riders and Endorsement Guide to learn more about the optional benefits clients can add to their policy for extra protection and value.
Download an IUL product comparison
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Helpful resources on Protective Indexed Choice UL
We want to help you decide if this solution is the right fit for your clients. Use these resources to learn more about the product and support your client conversations.
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We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
1 In California maximum issue age is 75 for Tobacco.