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Protective Indexed Choice℠ UL for protection plus cash value

Our indexed universal life insurance solution can protect your clients’ goals while offering flexibility to adapt to life’s changes – including the opportunity to grow and access cash value that’s linked to market performance.

Why recommend Protective Indexed Choice UL?

With our indexed universal life insurance solution your clients who want both protection and flexibility can enjoy these four benefits:
Guaranteed death benefit
They have support when it’s needed most.
Realistic cash value projections
Clients can feel confident about their potential for cash value accumulation over the years with market-linked growth and realistic illustration rates.
Simple, flexible design
They can understand how their policy works before they sign the paperwork and can adjust coverage and premiums down the road.
Supplemental living benefits
Our built-in Return of Premium endorsement and optional ExtendCare℠ chronic illness rider add flexibility and value.
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Get current crediting rates
Reviewing previous rates can help you understand how this indexed universal life insurance solution could grow cash value over time. Take a look at this flyer for a full list of actual historical indexed crediting rates.
Offer clients protection and cash value with our IUL
Show clients this video to help explain how Protective Indexed Choice UL is designed to offer them a combination of death benefit protection and the potential to grow and access cash value.
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An IUL that delivers what's expected
You can feel confident recommending our indexed universal life insurance solution because it’s built to perform as your clients expect. Read this flyer to see why.
Download an IUL product comparison
Enter your information below to see how Protective Indexed Choice UL stacks up against the competition.
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Helpful resources on Protective Indexed Choice UL

We want to help you decide if this solution is the right fit for your clients. Use these resources to learn more about the product and support your client conversations.
The cover of the Protective Indexed Choice UL Universal life insurance product profile
Introduce clients to Protective Indexed Choice UL
The cover of the Protective Indexed Choice UL Universal life Insurance producer guide
Learn how our IUL can offer your clients protection plus cash value potential
The cover of the Protective Indexed UL Universal Life Insurance 101 flyer
Give your clients an introduction to indexed universal life insurance
The cover of the Protective Indexed Choice UL Universal life insurance cash value consumer flyer
Show clients the cash value potential of Protective Indexed Choice UL
The cover of the Protective Indexed Choice UL Universal life insurance two kinds of protection consumer flyer
Explain to clients how our IUL offers protection two ways
The cover of the Protective Indexed Choice UL Universal life insurance powerful combination consumer flyer
Show clients the benefits of adding chronic illness coverage to their IUL policy
The cover of the Protective Indexed Choice UL Universal life insurance chronic illness coverage flyer
Help clients see the value of two of the optional benefits available with our IUL
The cover of the Protective Indexed Choice UL Universal life insurance growth and protection flyer
Show clients how our IUL will never return a negative interest rate

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We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.

1 In California maximum issue age is 75 for Tobacco.


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