Our indexed universal life insurance solution can protect your clients’ goals while offering flexibility to adapt to life’s changes – including the opportunity to grow and access cash value that’s linked to market index performance.
Why recommend Protective Indexed Choice UL?
With our indexed universal life insurance solution your clients who want both protection and flexibility can enjoy these four benefits:
![A financial professional recommending indexed universal life insurance to her client.](/-/media/project/pli/finpro/media-components/protection/universal-life/indexed-universal-life/protective-indexed-choice-ul/protective_indexed_choice_ul-media2-image.png?h=560&iar=0&w=560&hash=FB515AB340CA7CBC44DC16B19B4A0058)
An IUL that delivers what's expected
You can feel confident recommending our indexed universal life insurance solution because it’s built to perform as your clients expect. Read this flyer to see why.
Product snapshot
Get a quick profile of Protective Indexed Choice UL and its combination of protection plus cash value potential.
See how we stack up against the competition
Enter your information below to see where Protective Indexed Choice UL stands compared to another popular solution.
![A financial professional smiling with confidence](/-/media/project/pli/finpro/form-images/protective_indexed_choice_ul-form-image.png?h=738&iar=0&w=559&hash=2D3E757B048637CC93E2EF419887A94E)
Helpful resources on Protective Indexed Choice UL
We want to help you decide if this solution is the right fit for your clients. Use these resources to learn more about the product and support your client conversations.
![The cover of the Protective Indexed Choice UL Universal life insurance product profile.](/-/media/project/pli/finpro/download-assets/assets/9000-9999/clc/clc-9359-06-23-icul-product-guide-08-11-23-digital-thumb.png?h=258&iar=0&w=200&hash=38D7D09F2D71105857E0AD3469BDF04D)
Introduce clients to Protective Indexed Choice UL
![Cover of Protective Indexed Choice UL Producer Guide](/-/media/project/pli/finpro/download-assets/assets/3000-3999/cla/cla-3540-08-23-icul-producer-guide-08-24-23-digital-thumb.png?h=259&iar=0&w=200&hash=DCCDD597A1C85E7C5CBEEDB4AC810F66)
Review key product features and benefits
![The cover of the Protective Indexed UL Universal Life Insurance 101 flyer.](/-/media/project/pli/finpro/download-assets/assets/825000-825999/plc/plc-825084-01-22-indexed-universal-life-101-04-05-22-generic-final-thumb.png?h=258&iar=0&w=200&hash=3F1FF61671F8BB824D89EAD10BA8E1AA)
Give your clients an introduction to indexed universal life insurance
![The cover of the Protective Indexed Choice UL Universal life insurance powerful combination consumer flyer.](/-/media/project/pli/finpro/download-assets/assets/1187000-1187999/clc/clc-1187651-04-24-icul-powerful-combination-flyer-6-17-24-digital-thumb.png?h=259&iar=0&w=200&hash=8404709A40A9FC8743632C1A5A7F8E5A)
Show clients the benefits of adding chronic illness coverage to their IUL policy
![The cover of the Protective Indexed Choice UL Universal life insurance growth and protection flyer.](/-/media/project/pli/finpro/download-assets/assets/909000-909999/clc/clc-909375-02-24-cash-value-growth-with-downside-protection-3-25-24-digital-thumb.png?h=258&iar=0&w=200&hash=A2D99BECB7182B12D24ED7CCC4C54A71)
Explain how our IUL will never return a negative interest rate
![Front page of the Protective Indexed Choice UL historical rates sheet.](/-/media/project/pli/finpro/download-assets/assets/10000-10999/plag/plag-10288-05-15-prot-indexed-choice-ul-rates-thumb.png?h=260&iar=0&w=200&hash=050AEC20AAECE8CF194D004B0D88EBE0)
Review past index values and crediting rates
Other related topics
![A woman gardening with her young daughter, knowing her family is protected with Protective Custom Choice universal life insurance.](/-/media/project/pli/finpro/other-related-topics-images/deliver_flexible_options_for_short-term_needs_with_protective_custom_choice_ul.png?h=330&iar=0&w=330&hash=44BA71696C2F271DEA2A98E7EC32E58D)
Deliver flexible options for short-term needs with Protective Custom Choice%%SM%% UL
![A couple enjoying time with their grandchildren, knowing they are protected with Protective Advantage Choice universal life insurance.](/-/media/project/pli/finpro/other-related-topics-images/protective_advantage_choice_ul_for_flexible_lifetime_protection.png?h=330&iar=0&w=330&hash=2A2FC89340C5D14F47904F6002F77130)
Protective Advantage Choice%%SM%% UL for lifetime protection with options
![A grandmother celebrating their granddaughter's birthday, knowing her family is protected with Protective Lifetime Assurance universal life insurance.](/-/media/project/pli/finpro/other-related-topics-images/protective_lifetime_assurance_ul_for_affordable_guarantees_v2.png?h=330&iar=0&w=330&hash=450CA32498B5533C30F69605E19BE173)
Protective%%®%% Lifetime Assurance UL for affordable guarantees
We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
¹ In California maximum issue age is 75 for Tobacco.
WEB.3026459.04.24
WEB.3026459.04.24