Help clients accomplish more with a single retirement solution. When added to a variable annuity, at an additional cost, optional benefits can help you meet more of their unique protection, growth and income goals.
Two types of benefits to address specific retirement goals
See how our lifetime income benefits and enhanced death benefit options can help you build more holistic retirement strategies by meeting specific client needs.
Explore optional benefits available with our variable annuities
With a choice of benefits and riders, our portfolio of variable annuities helps ensure you have the solutions you need to protect clients’ visions of retirement.
Variable annuities
Protective® Aspirations variable annuity
Protective® Investors Benefit Advisory variable annuity
Protective® Investors Benefit Advisory Variable Annuity NY
Protective® Investors Benefit Advisory Variable Annuity NY
Protective® Variable Annuity NY II B Series
Lifetime income benefits
SecurePay ProtectorSM provides guaranteed lifetime income and benefit base growth, regardless of market performance.
SecurePay InvestorSM offers 100% subaccount flexibility* plus guaranteed lifetime income if needed.
SecurePay ProSM can help grow clients' income base with an annual step-up feature that locks in gains even after income election.
SecurePay 5SM helps clients maximize income early on with benefit base growth, and later with strong annual withdrawal percentages.
Enhanced death benefits
Four death benefit options to match unique legacy and growth goals:
- Contract Value (no cost)
- Return of Purchase Payments
- Maximum Anniversary Value
- Maximum Quarterly Value
Two death benefit options for efficient wealth transfer:
- Contract Value (no cost)
- Return of Purchase Payments
Three death benefit options to cover more legacy planning goals:
- Return of Purchase Payments (no cost)
- Maximum Anniversary Value
- Maximum Quarterly Value
Other related topics
Key decisions in retirement planning
Why guaranteed income supports your clients’ retirement confidence
Legacy planning to protect what clients pass on
We're here for you
We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
*Allocation of Purchase Payments or Contract Value to the Fixed Account is not permitted under the SecurePay Investor or SecurePay Protector benefit.
Protective Aspirations variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA-P-2006. SecurePay Investor benefits issued under rider form number VDA-P-6063. SecurePay Protector benefits issued under rider form number VDA-P-6061. SecurePay Nursing Home benefits issued under form number IPV-2159. Policy form numbers, product availability and product features may vary by state.
Protective Investors Benefit Advisory variable annuity is a flexible premium deferred variable and fixed annuity contract issued under policy form series VDA-P-2006 (PLICO) and VDA-A-2006-500 (PLAIC). SecurePay Pro benefits provided by rider form series VDA-P-6057 (PLICO) and VDA-A-6057 (PLAIC). SecurePay NH issued under endorsement form series IPV-2159 (PLICO). Product availability and features may vary by state.
Protective Variable Annuity II B Series is a flexible premium deferred variable and fixed annuity contracts issued under policy form series VDA-P-2006 (PLICO) and VDA-A-2006(PLAIC). SecurePay 5 benefits provided under rider form number VDA-P-6035 (PLICO) and VDA-A-6035 (PLAIC). Policy form numbers, product availability and features may vary by state.
Protective does not offer or provide investment, fiduciary, financial, legal or tax advice or act in a fiduciary capacity for any client. Please consult with your investment advisor, attorney or tax advisor as needed.
Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit, advisory fees, and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by contacting PLICO or PLAIC at 800-456-6330.
WEB.3026719.01.23
Protective Aspirations variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA-P-2006. SecurePay Investor benefits issued under rider form number VDA-P-6063. SecurePay Protector benefits issued under rider form number VDA-P-6061. SecurePay Nursing Home benefits issued under form number IPV-2159. Policy form numbers, product availability and product features may vary by state.
Protective Investors Benefit Advisory variable annuity is a flexible premium deferred variable and fixed annuity contract issued under policy form series VDA-P-2006 (PLICO) and VDA-A-2006-500 (PLAIC). SecurePay Pro benefits provided by rider form series VDA-P-6057 (PLICO) and VDA-A-6057 (PLAIC). SecurePay NH issued under endorsement form series IPV-2159 (PLICO). Product availability and features may vary by state.
Protective Variable Annuity II B Series is a flexible premium deferred variable and fixed annuity contracts issued under policy form series VDA-P-2006 (PLICO) and VDA-A-2006(PLAIC). SecurePay 5 benefits provided under rider form number VDA-P-6035 (PLICO) and VDA-A-6035 (PLAIC). Policy form numbers, product availability and features may vary by state.
Protective does not offer or provide investment, fiduciary, financial, legal or tax advice or act in a fiduciary capacity for any client. Please consult with your investment advisor, attorney or tax advisor as needed.
Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit, advisory fees, and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by contacting PLICO or PLAIC at 800-456-6330.
WEB.3026719.01.23