Adding the SecurePay Investor protected lifetime income benefit to your client’s variable annuity gives them investment flexibility and income protection.
Why add the SecurePay Investor benefit to Protective%%®%% Aspirations variable annuity?%%1%%
Prepare clients to confidently pursue their retirement goals with a lifetime income benefit that offers:
Discover the built-in features available with the SecurePay Investor benefit
Offer clients even more flexibility and security in retirement with these included features.
Investing with SecurePay Investor benefit
When seeking to maximize growth opportunities, clients need investment flexibility. This benefit keeps clients in control with 100% access to a diverse, high-quality variable fund lineup. Build a growth strategy that helps clients feel more confident about achieving their growth objectives with the SecurePay Investor benefit.
Helpful resources
Want to learn more about Protective Aspirations variable annuity and the SecurePay Investor benefit, or have clients in mind whose retirement strategies could benefit from this solution? Download these helpful resources.
Introduce SecurePay Investor optional lifetime income benefit to clients
Show how the SecurePay Reserve feature works
Share key facts and figures behind SecurePay Investor's strength
Show clients this solution’s potential performance
Introduce SecurePay Investor optional lifetime income benefit to NY clients
Share key facts and figures behind SecurePay Investor's strength with NY clients
Other related topics
Maximize income, growth and flexibility with Protective%%®%% Aspirations variable annuity
Deliver lifetime income and growth potential with the SecurePay Protector%%SM%% income benefit
Why guaranteed income can help support your clients' retirement confidence
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1 In New York, the product offered is the Protective® Aspirations NY variable annuity.
2 Access to complete variable fund line-up, allocation of Purchase Payments or Contract Value to the Fixed Account is not permitted under the SecurePay Investor benefit.
3 SecurePay NH nursing home enhancement may not be available in all states and may not be available with new contracts in the future. To qualify for SecurePay NH, the client must: Be confined to a qualified nursing care facility; be unable to perform two out of six specified Activities of Daily Living or be diagnosed with a severe cognitive impairment; have not been in a nursing home one year before and after purchasing an optional protected lifetime income benefit. Proof of continued qualification is required for each contract year in which this benefit is claimed.
Protective Aspirations variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA-P-2006. SecurePay Investor benefits issued under rider form number VDA-P-6063. SecurePay Protector benefits issued under rider form number VDA-P-6061. SecurePay Nursing Home benefits provided by form number IPV-2159. Policy form numbers, product availability and product features may vary by state.
Protective Aspirations NY variable annuity is a flexible premium deferred variable annuity contract issued by PLAIC in New York under policy form series NY-VDA-A-2024. SecurePay Investor benefits is issued under rider form number – NY-VDA-A-6075. SecurePay Protector benefits is provided by rider form number – NY-VDA-A-6073.
Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers.
Withdrawals reduce the annuity’s remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge.
Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit, and the underlying investment options before investing. This and other information is contained in the prospectuses for a variable annuity and its underlying investment options. Investors should read the prospectuses carefully before investing. Prospectuses may be obtained by contacting Protective at 800-456-6330.
WEB.3316139.11.24
2 Access to complete variable fund line-up, allocation of Purchase Payments or Contract Value to the Fixed Account is not permitted under the SecurePay Investor benefit.
3 SecurePay NH nursing home enhancement may not be available in all states and may not be available with new contracts in the future. To qualify for SecurePay NH, the client must: Be confined to a qualified nursing care facility; be unable to perform two out of six specified Activities of Daily Living or be diagnosed with a severe cognitive impairment; have not been in a nursing home one year before and after purchasing an optional protected lifetime income benefit. Proof of continued qualification is required for each contract year in which this benefit is claimed.
Protective Aspirations variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA-P-2006. SecurePay Investor benefits issued under rider form number VDA-P-6063. SecurePay Protector benefits issued under rider form number VDA-P-6061. SecurePay Nursing Home benefits provided by form number IPV-2159. Policy form numbers, product availability and product features may vary by state.
Protective Aspirations NY variable annuity is a flexible premium deferred variable annuity contract issued by PLAIC in New York under policy form series NY-VDA-A-2024. SecurePay Investor benefits is issued under rider form number – NY-VDA-A-6075. SecurePay Protector benefits is provided by rider form number – NY-VDA-A-6073.
Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers.
Withdrawals reduce the annuity’s remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge.
Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit, and the underlying investment options before investing. This and other information is contained in the prospectuses for a variable annuity and its underlying investment options. Investors should read the prospectuses carefully before investing. Prospectuses may be obtained by contacting Protective at 800-456-6330.
WEB.3316139.11.24