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For clients who are ready for income now, there are immediate annuities

Immediate annuities help you convert your client's money into a reliable income stream that is guaranteed to last for the term they select — even for their lifetime. 

Why should clients consider an immediate annuity?

When your clients have an asset and want an easy way to create income, consider these benefits of an immediate annuity: 
Create an immediate income stream
This type of annuity is designed to provide prompt and ongoing income. 
Additional options for more income
Some solutions may offer increase strategies at time of purchase to adjust to rising cost needs in retirement. 
Efficient transfer of wealth
This type of solution can help clients avoid the complications of taxes and delays associated with probate. 
How immediate annuities work
With one payment, clients can begin receiving income payments immediately or delay them for up to 12 months. An immediate annuity can also provide payments to a joint annuitant or beneficiary. 
Flow chart showing how immediate annuities work.
Consider an immediate annuity for a client who:
  • Has an immediate and continuing need for an income payment stream
  • Wants a transparent income plan where they know exactly what to expect
  • Is concerned about liquidity should the unexpected happen
  • Wants an efficient way to transfer wealth that avoids probate
Financial professional speaking with couple who represent the ideal clients for an immediate annuity.
Couple riding bikes representing the idea of exploring an immediate annuity.
Explore our immediate annuity
Find out how our immediate annuity can promptly provide the reliable and ongoing retirement income and flexibility your clients need. 

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