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Term life insurance offers simple, affordable protection 

Your clients want protection that fits their lives and budgets. Learn about term life insurance that can secure what matters most with affordable, straightforward coverage for up to 40 years.
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Why offer term life insurance? 

Your clients who want affordable life insurance coverage for a set period of time will enjoy these 4 benefits:
Protection for a specific time
Essential death benefit coverage for a term period of their choice, usually 10 to 30 years, but some policies can cover up to 40 years.
Level premiums
Term policies typically have predictable, level premiums while in the initial term period.
Fast approval and policy delivery
Often clients have access to simplified issue plans or accelerated underwriting to save time.
Simple designs
Straightforward policies are easy for your clients to understand and easy for you to sell.

Common uses for term life insurance

See how the proceeds from a term life insurance policy could be used to protect your client’s loved ones:
Income replacement
Life insurance benefits can help families replace lost earnings and keep their standard of living.
Debt payoff
Policy proceeds can be used to cover an outstanding mortgage balance, student loans or other debts.
Children’s education
Offers a safety net should something happen to your client while they’re saving for their child’s college education.
Divorce settlement
Satisfy requirements related to divorce, ensuring alimony and child support can be maintained.
A husband and wife holding their young daughter and reviewing information about term life insurance
Consider term life insurance for a client with:
  • Short-term protection needs, usually 10 to 40 years
  • A conservative low risk profile
  • Only death benefit coverage needs
  • Their budget top of mind

Explore our term life insurance products

A financial professional showing a retired husband and wife the benefits of term life insurance
Protective%%®%% Classic Choice Term
Offer clients simple term coverage for up to 40 years at some of the most competitive rates available.
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A financial professional showing a retired husband and wife the benefits of term life insurance
Protective One-Year Term
Calculate an employee’s economic benefit in split dollar strategies with single payment, 1-year coverage.
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We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
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