Some clients need more from their life insurance than just a death benefit. Protective Advantage Choice UL offers lifetime protection plus flexible features and potential cash value accumulation.
Why recommend Protective Advantage Choice UL?
Your clients who want long-term protection with added flexibility can enjoy these 3 benefits:
Get a quick profile of Protective Advantage Choice UL Universal life insurance and its flexible features.
Consider this product for a client who:
- Wants a lifetime death benefit
- Seeks flexible options to address life’s uncertainties
- Is a low to moderate risk profile
Key product specs
- Issue ages: 18-75 for Select Preferred; 18-85 for Preferred, Non-Tobacco and Tobacco risk classes. State variations may apply.
- Minimum face amount: $50,000 for Non-Tobacco and Tobacco; $100,000 for Select Preferred and Preferred. No maximum.
- Premium flexibility
- Tax-deferred growth
Added flexibility for the future
Our built-in return of premium endorsement allows clients to get 25% of their premiums paid back to them on or after the policy’s 10th anniversary. This adds 10 more years of flexibility compared to most competitors. Take a look at our Return of Premium Guide to learn more.
Helpful resources on Protective Advantage Choice UL
We want to help you decide if Protective Advantage Choice UL is the right fit for your clients. Use these resources to learn more about this universal life insurance product and support your client conversations.
Protective Advantage Choice UL Producer/Broker Guide
Introduce clients to Protective Advantage Choice UL
Show clients how a step premium design can give them more time for investment growth
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We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.