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Protective%%®%% Strategic Objectives II VUL for clients seeking strong accumulation potential

When your clients need powerful cash value growth potential to fund a future goal and the protection benefits of life insurance, help them secure both with this variable universal life insurance policy.

Why recommend Protective Strategic Objectives II VUL?

The growth and protection benefits available with Protective Strategic Objectives II VUL work in combination to help clients achieve their goals.
Unrestricted growth potential
Support accumulation-focused clients by freeing them from the cost of a no-lapse guarantee that could limit growth potential.
14 extra years of growth
Offer clients additional growth sooner with a policy persistency bonus that kicks in at year 7 — not at year 21.
Icon Long term  care
Added flexible protection for the long term
Customize protection with a choice of death benefit options and ExtendCare℠ rider, which provides access to funds in the case of a qualifying chronic illness.
Built-in lapse protection
Help ensure the policy and death benefit remain active even amid short-term market volatility during the early years of a policy.¹
Find out how our VUL brings clients closer to their goals
View this short video to see how Protective Strategic Objectives II VUL's growth and protection features work and help clients reach their goals.
A policyholder feeling secure with his new life insurance policy.
 Steve, age 50,  is happy with how our VUL can support the goals he has for his small business and retirement.
Protective Strategic Objective II VUL supports the multiple goals of this client
Steve wants a tax-favorable cash accumulation and financial protection for his business and family. He also wants to hedge against the cost of a chronic illness. Steve plans to invest $10,180 annually into his policy. By year 20, he’ll have $222,498 in cash surrender value to supplement his business and retirement. Adding the ExtendCare Rider allows Steve to accelerate his death benefit should a chronic illness occur.

See how much cash value our VUL can deliver

Protective Strategic Objectives II VUL provides 26% more cash value growth potential than another leading variable universal life insurance product. Request a download of this competitive comparison to see what gave our VUL the edge.
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Helpful resources on Protective Strategic Objectives II VUL

We want to help you decide if this solution is the right fit for your clients. Use these resources to learn more about the product and support your client conversations.
The cover of the Protective Strategic Objectives II VUL Producer Guide
Learn about our accumulation-focused VUL
The cover of the Protective Strategic Objectives II VUL Product Guide
Show clients how this product could fit into their overall financial plan
The cover of the Protective Strategic Objectives II VUL Product Prospectus
Review the Protective Strategic Objectives II VUL product prospectus

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We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
¹Lapse protection does not guarantee any cash or surrender value. Failure to make premium payments as planned may cause the policy to lose lapse protection, and premiums required to restore it could be significantly higher. Payment of the premium required to maintain the lapse protection does not guarantee that the policy will remain in force after the end of the lapse protection period. Additional premium payments may be required after the lapse protection period ends. Refer to the product prospectus, contract, and endorsements for complete terms, conditions and limitations.