Preparing your clients for the unexpected goes beyond purchasing a policy that only offers death benefit protection. With our ExtendCare rider, they can advance their death benefit to manage the costs associated with a chronic illness.
Added flexibility when it's needed most
When your clients need protection from an unexpected chronic illness, consider a solution that provides more than just a death benefit. Offer these flexible benefits with ExtendCare.
See how ExtendCare works
Developing a chronic illness can take a physical, emotional and financial toll on your clients. By adding ExtendCare, you can put their life insurance policy’s death benefit to work for them if they need it. Funds can be used for home health care, assisted living costs and more.
See how ExtendCare works with a life insurance policy to add extra protection.
See how ExtendCare works with a life insurance policy to add extra protection.
![Illustration showing how ExtendCare enhances a life insurance policy with chronic illness protection.](/-/media/project/pli/finpro/media-components/protection/optional-benefits/extendcare-rider/extendcare_rider-media1-image.png?h=636&iar=0&w=1130&hash=C1DBEFC7BACB3921712115AFB85F5E29)
Find the right client fit for ExtendCare
When you meet with clients, you want to offer protection strategies that meet their needs. Here are some client profiles that may be best served with ExtendCare.
![A woman on vacation is feeling more confident now that she has added protection to her life insurance plan.](/-/media/project/pli/finpro/column-grid-teasers/protection/optional-benefits/extendcare-rider/extendcare_rider-column2-teaser1-image.png?h=329&iar=0&w=330&hash=0E20755463A978EBF00A608DBE262D53)
Pre-retiree protector
![A father has new confidence in knowing that he has chronic illness protection as his son starts college.](/-/media/project/pli/finpro/column-grid-teasers/protection/optional-benefits/extendcare-rider/extendcare_rider-column2-teaser2-image.png?h=329&iar=0&w=330&hash=1EBB11F4E5A6CCB985AFA8A8B6A2C45F)
Career peak protector
![A successful business owner has renewed confidence in his estate and legacy planning strategy.](/-/media/project/pli/finpro/column-grid-teasers/protection/optional-benefits/extendcare-rider/extendcare_rider-column2-teaser3-image.png?h=329&iar=0&w=330&hash=1965C20072A075755FCA4A139694D2CF)
Estate protector
Helpful resources on ExtendCare
Use these resources to learn more about our ExtendCare rider and support your client conversations.
Other related topics
![Clients feeling confident enjoying a vacation, knowing they have their income protected.](/-/media/project/pli/finpro/other-related-topics-images/protective_income_provider_option_offers_control_and_flexibility.png?h=330&iar=0&w=330&hash=36599C46927EE66EA969FD4A795D2F0F)
Create beneficiary income streams with the Income Provider Option
![A couple reviews the flexibility offered with a Return of Premium as a solution to cover the unexpected.](/-/media/project/pli/finpro/other-related-topics-images/offer_a_flexible_guarantee_when_the_unexpected_happens.png?h=330&iar=0&w=330&hash=54143ABF68CA84ED839A5154656588B1)
Offer a flexible guarantee with Return of Premium endorsements
![A woman considering her key retirement decisions](/-/media/project/pli/finpro/other-related-topics-images/key_retirement_decisions.png?h=329&iar=0&w=330&hash=A701A4D18AE4C6CF7416B0CB91EB2055)
Key decisions in retirement strategy
We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
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