Protect what matters most with this annuity. It's designed for clients who want to preserve their principal and reliably accumulate assets that can be withdrawn as guaranteed income in retirement.
Why recommend Protective Secure Saver fixed annuity?
Your clients can enjoy these 3 key benefits:
Check current rates
Be sure to confirm our current and future fixed annuity rates, which we set every two weeks. Rates may change without notice and, depending on market conditions, may be set more frequently.
Conduct a quick comparison
See how Protective Secure Saver fixed annuity compares to some of the other retirement income solutions we offer.
Protective® Secure Saver fixed annuity
Type
Fixed
Investment risk profile
Low
Primary purpose
Asset protection
Key features
Guaranteed 5- and 7-year rates
Penalty-free access waivers
Type
Fixed
Investment risk profile
Low
Primary purpose
Lifetime income
Key features
Simple, cost-effective design
Income focused
Type
Indexed
Investment risk profile
Low to moderate
Primary purpose
Lifetime income first, then asset growth
Key features
10% benefit base rollup³ and competitive withdrawal rates
Type
Variable
Investment risk profile
High
Primary purpose
Asset growth for lifetime income
Key features
High-quality fund options
Two optional lifetime income benefits
Enhanced death benefit options
Helpful resources on Protective Secure Saver fixed annuity
Want more top-level details? Ready to take a deeper dive into the features and benefits? Just download these Protective Secure Saver fixed annuity product materials.
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Maximize income, growth and flexibility with Protective%%®%% Aspirations variable annuity
We're here for you
We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
¹Withdrawals may be subject to income tax and if taken prior to age 59½, an additional 10% tax penalty may apply.
²Assumes all qualifications are met, including: employed on a full time basis upon the contract effective date, unemployed at least 60 consecutive days upon withdrawal and unemployed on the date of the withdrawal. May not be available in all states, and state variations may apply.
³The benefit base (the amount on which benefit withdrawals are determined) is guaranteed to increase by 10% of the total purchase payments every year for up to ten years, or until benefit election, whichever occurs first.
Protective is a registered trademark of Protective Life Insurance Company; Secure Saver is a trademark of Protective Life Insurance Company.
Annuities are long-term insurance contracts intended for retirement planning.
Protective Secure Saver fixed annuity is a fixed, limited flexible-premium deferred annuity issued by PLICO in all states except New York under policy form LDA-P-2012. Policy form numbers, product availability, and product features may vary by state.
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