Skip to Content
Graphic hero gold
Graphic hero gold

Protect and build assets with Protective%%®%% Secure Saver fixed annuity

Protect what matters most with this annuity. It's designed for clients who want to preserve their principal and reliably accumulate assets that can be withdrawn as guaranteed income in retirement.

Why recommend Protective Secure Saver fixed annuity? 

Your clients can enjoy these 3 key benefits:
Plant getting watered icon
Guaranteed 5- and 7-year rates
Allows clients to safely grow and preserve assets.
3 interest rate bands
Offers more competitive rates at key purchase payment amounts.
Penalty-free access to money%%1%%
For terminal illness, unemployment, or a nursing home stay for owner or spouse.²
Illustration of a person pointing out Protective's current and future fixed annuity rates.
Check current rates
Be sure to confirm our current and future fixed annuity rates, which we set every two weeks. Rates may change without notice and, depending on market conditions, may be set more frequently.

Conduct a quick comparison

See how Protective Secure Saver fixed annuity compares to some of the other retirement income solutions we offer.
Piggy bank icon
Protective® Secure Saver fixed annuity

Type

Fixed

Investment risk profile

Low

Primary purpose

Asset protection

Key features

Guaranteed 5- and 7-year rates

Penalty-free access waivers

Type

Fixed

Investment risk profile

Low

Primary purpose

Lifetime income

Key features

Simple, cost-effective design

Income focused

Type

Indexed

Investment risk profile

Low to moderate

Primary purpose

Lifetime income first, then asset growth

Key features

10% benefit base rollup³ and competitive withdrawal rates

Type

Variable

Investment risk profile

High

Primary purpose

Asset growth for lifetime income

Key features

High-quality fund options

Two optional lifetime income benefits

Enhanced death benefit options

Helpful resources on Protective Secure Saver fixed annuity 

Want more top-level details? Ready to take a deeper dive into the features and benefits? Just download these Protective Secure Saver fixed annuity product materials.
a person reviewing the features and benefits of the Protective Secure Saver fixed annuity.
A quick reference that highlights the features and benefits
the cover of an in-depth guide about the Protective Secure Saver fixed annuity.
The complete story: An in-depth product profile guide

Other related products

A woman spending time with her grandchildren and happy knowing her income is protected with Protective Income Creator Fixed Annuity.
Secure a lifetime income source with Protective%%®%% Income Creator fixed annuity
A man and woman enjoying a boat ride feel confident in retirement
Deliver income plus flexibility with Protective%%®%% Income Builder indexed annuity
Financial advisor going over details of Protective Aspirations variable annuity solutions with clients
Maximize income, growth and flexibility with Protective%%®%% Aspirations variable annuity
We're here for you
We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.

¹Withdrawals may be subject to income tax and if taken prior to age 59½, an additional 10% tax penalty may apply.

 

²Assumes all qualifications are met, including: employed on a full time basis upon the contract effective date, unemployed at least 60 consecutive days upon withdrawal and unemployed on the date of the withdrawal. May not be available in all states, and state variations may apply.

 

³The benefit base (the amount on which benefit withdrawals are determined) is guaranteed to increase by 10% of the total purchase payments every year for up to ten years, or until benefit election, whichever occurs first.

 

Protective is a registered trademark of Protective Life Insurance Company; Secure Saver is a trademark of Protective Life Insurance Company.

 

Annuities are long-term insurance contracts intended for retirement planning.

 

Protective Secure Saver fixed annuity is a fixed, limited flexible-premium deferred annuity issued by PLICO in all states except New York under policy form LDA-P-2012. Policy form numbers, product availability, and product features may vary by state.

 

WEB.3026264.07.23