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Protective%%®%% Aspirations variable annuity%%1%%

Protect what clients aspire for in retirement with Protective Aspirations variable annuity. This solution can deliver guaranteed income, enhanced legacy protection and growth potential as part of a holistic retirement strategy.

Why Protective Aspirations variable annuity?

Prepare clients for a more confident retirement with benefits that can help:
In addition to an annual 7% compounding roll-up2 from the optional SecurePay ProtectorSM lifetime income benefit, clients can choose from 120+ investment options.
Add an optional lifetime income benefit to cover planned expenses and make their strategy more adaptable to life’s changes.
Customize legacy plans with standard or enhanced death benefit options.
Financial professional discovering Protective's competitive rates available with Protective Aspirations VA
Check current dollar cost averaging rates
See what our competitive dollar cost averaging interest rates are currently and how Protective Aspirations variable annuity can increase your client’s equivalent annual or quarterly yield.

Helpful resources

Want to learn more about Protective Aspirations variable annuity, or have clients in mind whose retirement plans could be enhanced by this solution? Download these helpful resources.
Cover of Protective Aspirations variable annuity product guide
Introduce clients to this solution
Cover of Protective Aspirations variable annuity producer guide brochure
Review key features and benefits
Cover of Protective Aspirations VA product prospectus
Review product details
Protective Aspirations NY Product Guide
Introduce NY clients to this solution
Protective Aspirations NY Producer Guide
Review key features and benefits available in NY

Other related topics

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Deliver lifetime income and growth potential with the SecurePay Protector%%SM%% income benefit
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We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
1 In New York, the product offered is the Protective® Aspirations NY variable annuity.

2 The 7% guaranteed growth rate applies to the benefit base and occurs during the accumulation phase and will continue to be available annually until 10 benefit base increases have occurred or until benefit withdrawals have begun, if earlier.

Protective Aspirations variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA-P-2006. SecurePay Investor benefits issued under rider form number VDA-P-6063. SecurePay Protector benefits issued under rider form number VDA-P-6061. SecurePay Nursing Home benefits issued under form number IPV-2159. Policy form numbers, product availability and product features may vary by state.

Protective Aspirations NY variable annuity is a flexible premium deferred variable annuity contract issued by PLAIC in New York under policy form series NY-VDA-A-2024. SecurePay Investor benefits issued under rider form number NY-VDA-A-6075. SecurePay Protector benefits is provided by rider form number NY-VDA-A-6073.

Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers.

Withdrawals reduce the annuity’s remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge.

Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit, and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by contacting PLICO or PLAIC at 800-456-6330.

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