A solid investment strategy is key to preparing clients for the retirement they want. Protective Aspirations variable annuity has a range of investment options and approaches to help you support their goals.
Why invest with Protective Aspirations variable annuity?
Offer clients more value when you invest with our high-performance lineup. Highlights include:
Build an investment strategy that's right for your client
Align to your clients’ objectives and help them develop a strategy with our choice of investment approaches. Explore two ways Protective Aspirations variable annuity allows you to build diversified portfolios.
Create a custom portfolio
Choose a turnkey approach
Investing with a protected lifetime income benefit
Clients have investment flexibility when they add a protected lifetime income benefit4 to Protective Aspirations variable annuity. Explore how each option supports retirement growth goals, depending on whether your client is a protector or an investor.
Other related topics
Maximize income, growth and flexibility with Protective%%®%% Aspirations variable annuity
Support legacy goals with Protective%%®%% Aspirations variable annuity enhanced death benefits
Give clients a choice of lifetime income options with Protective%%®%% Aspirations variable annuity
We're here for you
We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
1 Source: Morningstar Direct — Data as of 09/30/2023.
2 Source: Over a 10-year period. Morningstar rankings as of 12/31/2023.
3 Source: Morningstar rankings as of 12/31/2023.
4 Allocation of Purchase Payments or Contract Value to the Fixed Account is not permitted under the SecurePay Investor benefit or the SecurePay Protector benefit.
5 SecurePay Protector is an optional protected lifetime income benefit available at an additional cost of 1.50% (1.60% at Right Time) with Protective Aspirations variable annuity.
6 SecurePay Investor is an optional protected lifetime income benefit available at an additional cost of 0.50% (0.60% at RightTime) with Protective Aspirations variable annuity.
Protective Aspirations variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA‐P‐2006. SecurePay Investor benefits issued under rider form number VDA‐P‐6063. SecurePay Protector benefits issued under rider form number VDA‐P‐6061. Policy form numbers, product availability and product features may vary by state.
Variable annuities are long‐term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and changes from the insurance company and the investment managers.
Withdrawals reduce the annuity’s remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge.
Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by calling PLICO at 800-456-6330.
WEB.4251878.07.24
2 Source: Over a 10-year period. Morningstar rankings as of 12/31/2023.
3 Source: Morningstar rankings as of 12/31/2023.
4 Allocation of Purchase Payments or Contract Value to the Fixed Account is not permitted under the SecurePay Investor benefit or the SecurePay Protector benefit.
5 SecurePay Protector is an optional protected lifetime income benefit available at an additional cost of 1.50% (1.60% at Right Time) with Protective Aspirations variable annuity.
6 SecurePay Investor is an optional protected lifetime income benefit available at an additional cost of 0.50% (0.60% at RightTime) with Protective Aspirations variable annuity.
Protective Aspirations variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA‐P‐2006. SecurePay Investor benefits issued under rider form number VDA‐P‐6063. SecurePay Protector benefits issued under rider form number VDA‐P‐6061. Policy form numbers, product availability and product features may vary by state.
Variable annuities are long‐term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and changes from the insurance company and the investment managers.
Withdrawals reduce the annuity’s remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge.
Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by calling PLICO at 800-456-6330.
WEB.4251878.07.24