We’ve maximized the value a term solution can offer clients to help them secure what matters most. Learn about our straightforward, affordable coverage that comes with "extras" to address more needs.
Why recommend Protective Classic Choice term?
Your clients who need traditional term coverage can enjoy these 4 benefits:
Straightforward or affordable? Offer clients the best of both
Use this flyer to show clients how Protective Classic Choice term life insurance offers easy-to-understand protection at some of the lowest premiums available.
Get a quick profile of Protective Classic Choice term life insurance and its straightforward, affordable design.
Consider this product for a client who:
- Wants simple short-term death benefit coverage
- May have a young family and a mortgage or other debts
- Interested in longer term periods beyond traditional 30-year offerings
- Wants the most coverage for the lowest cost
Key product specs²
- Coverage is available for 10-, 15-, 20-, 25-, 30-, 35- and 40-year periods
- Minimum face amount of $100,000
- 31-day grace period before policy lapse
- $65 policy fee
Help clients choose the right short-term solution for their goals
In addition to term, we also offer a universal life solution that meets similar short-term protection needs. Share this brochure with clients to help them decide the right fit.
Helpful resources on Protective Classic Choice term
We want to help you decide if this short-term life insurance solution is the right fit for your clients. Use these resources to learn more about the product and support your client conversations.
Other related topics
Protective Custom Choice℠ UL offers affordable, flexible protection
Submitting life business with speed and efficiency
Life Check Up to assess clients’ protection and changing needs
We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
¹ Rankings current as of October 2021. Based on comparison of Protective Classic Choice Term monthly premiums against 23 carriers, at quinquennial ages for three Non-Tobacco underwriting classes at durations of 10, 15, 20, 25 and 30 years.
² Specifications are for the standard product and are different from the New York version of the product. Reference the NY specs for these details.