Adding an enhanced death benefit option to a Protective variable annuity can give your clients flexibility and control to support efficient wealth transfer. While a standard death benefit helps protect their legacy, an enhanced death benefit option offers additional protection and growth opportunities for your clients' legacy plans.
Why add an enhanced death benefit option to a variable annuity?
Clients can reduce tax obligations for beneficiaries, benefit from a guaranteed step-up in the variable annuity's contract value, or create a life insurance alternative without medical underwriting.
Increase amount available to beneficiaries
Efficient transfer of wealth to beneficiaries
Removes the need for medical underwriting
Connect our enhanced death benefits to your clients' specific legacy goals
Protect their legacy
Increase their legacy
Explore the multiple death benefit options available with Protective variable annuity solutions
With a choice of enhanced death benefits, our portfolio of variable annuities will help ensure you have everything you need to support and protect your clients' financial legacy.
Return of purchase payments
Maximum anniversary value
Maximum quarterly value
Other related topics
Adding lifetime income benefits to a variable annuity
Investing with variable annuities and variable universal life
Legacy planning to protect what clients pass on
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1The Maximum Anniversary Value and the Maximum Quarterly value death benefits are both enhanced options available for an additional cost.
Protective Aspirations variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA-P-2006. SecurePay Investor benefits issued under rider form number VDA-P-6063. SecurePay Protector benefits issued under rider form number VDA-P-6061. SecurePay Nursing Home benefits issued under form number IPV-2159. Policy form numbers, product availability and product features may vary by state.
Protective Variable Annuity II B Series is a flexible premium deferred variable and fixed annuity contracts issued under policy form series VDA-P-2006 (PLICO) and VDA-A-2006 (PLAIC). SecurePay 5 benefits provided by rider form number VDA-P-6035 (PLICO) and VDA-A-6035 (PLAIC). SecurePay ME endorsement provided under form number IPV-2156 (PLICO) and AF-2144 (PLAIC). SecurePay NH provided under policy form number IPV-2159 (PLICO).
Protective Investors Benefit Advisory variable annuity is a flexible premium deferred variable and fixed annuity contract issued under policy form series VDA-P-2006 (PLICO) and VDA-A-2006-500 (PLAIC). SecurePay Pro benefits provided by rider form series VDA-P-6057 (PLICO) and VDA-A-6057 (PLAIC). SecurePay NH issued under endorsement form series IPV-2159 (PLICO). Product availability and features may vary by state.
Protective Variable Annuity Investors Series is a flexible premium deferred variable and fixed annuity contracts issued under policy form series VDA-P-2006 (PLICO). Allocation Adjustment program endorsement provided under form number VDA-P-5024. Product availability and features may vary by state.
Variable annuities are distributed by Investment Distributors, Inc. (IDI), a broker-dealer and the principal underwriter for registered products issued by PLICO.
Protective does not offer or provide investment, fiduciary, financial, legal or tax advice or act in a fiduciary capacity for any client. Please consult with your investment advisor, attorney or tax advisor as needed.
Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit, advisory fees, and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by contacting PLICO or PLAIC at 800-456-6330.
WEB.4004521.07.22
Protective Aspirations variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA-P-2006. SecurePay Investor benefits issued under rider form number VDA-P-6063. SecurePay Protector benefits issued under rider form number VDA-P-6061. SecurePay Nursing Home benefits issued under form number IPV-2159. Policy form numbers, product availability and product features may vary by state.
Protective Variable Annuity II B Series is a flexible premium deferred variable and fixed annuity contracts issued under policy form series VDA-P-2006 (PLICO) and VDA-A-2006 (PLAIC). SecurePay 5 benefits provided by rider form number VDA-P-6035 (PLICO) and VDA-A-6035 (PLAIC). SecurePay ME endorsement provided under form number IPV-2156 (PLICO) and AF-2144 (PLAIC). SecurePay NH provided under policy form number IPV-2159 (PLICO).
Protective Investors Benefit Advisory variable annuity is a flexible premium deferred variable and fixed annuity contract issued under policy form series VDA-P-2006 (PLICO) and VDA-A-2006-500 (PLAIC). SecurePay Pro benefits provided by rider form series VDA-P-6057 (PLICO) and VDA-A-6057 (PLAIC). SecurePay NH issued under endorsement form series IPV-2159 (PLICO). Product availability and features may vary by state.
Protective Variable Annuity Investors Series is a flexible premium deferred variable and fixed annuity contracts issued under policy form series VDA-P-2006 (PLICO). Allocation Adjustment program endorsement provided under form number VDA-P-5024. Product availability and features may vary by state.
Variable annuities are distributed by Investment Distributors, Inc. (IDI), a broker-dealer and the principal underwriter for registered products issued by PLICO.
Protective does not offer or provide investment, fiduciary, financial, legal or tax advice or act in a fiduciary capacity for any client. Please consult with your investment advisor, attorney or tax advisor as needed.
Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit, advisory fees, and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by contacting PLICO or PLAIC at 800-456-6330.
WEB.4004521.07.22