Investing with life and annuities

Investment options using variable universal life and variable annuities

Using variable universal life and variable annuities, you can diversify a client’s investment strategy, manage risk and meet their needs for asset growth and savings.

Financial professional easily accessing fund information online using Protective's interactive tool.

You'll have access to funds managed by leading fund managers

Our variable universal life and variable annuity subaccounts offer access to some of the industry’s most reputable fund managers. Review their track record for tax deferred growth by running reports and quarterly updates on our fund information and performance page.

Fund Performance

A couple of approaches to creating a sound investment strategy

Whether you’re putting together a plan to protect your client or provide a secure source of retirement income, you can allocate various funds to accomplish their goals.

Build a custom allocation strategy

Choose one of our turnkey solutions

Illustration of financial professional selecting the funds for the financial solution they are building.

Choose the funds

Prefer a hands-on approach? Build a client’s investment strategy by picking from a variety of asset classes, many featuring a long track record of performance.

Choose a turnkey solution

Clients can simplify the asset allocation process by selecting one of our model portfolios. Each offers broad diversification by asset class and fund manager.

Illustration of a financial professional selecting a model portfolio to use in their financial solution.

Explore our investment options

We offer a range of variable universal life and variable annuity products you can incorporate into a client’s investment strategy.

Strategic Objectives II

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Investors Series

Investors Benefit

Aspirations

Employ portfolio rebalancing

When markets fluctuate, some assets may perform better than others, causing the asset allocation of a portfolio to change. By periodically restoring the original asset allocation, known as portfolio rebalancing, you will help your clients maintain a level risk profile over the life of their investments.

Leverage dollar cost averaging

Don’t invest all the funds at once. Instead, systematically deploy the money over a period of time. This approach, called dollar cost averaging, allows your clients to take advantage of the market’s natural short-term fluctuations, to purchase more units when prices are low and fewer units when prices are high.