Skip to Content
Graphic hero indigo
Graphic hero indigo

Investing with variable annuities and variable universal life

Using variable annuities and variable universal life, you can diversify a client's investment strategy and meet their needs for asset growth, income and protection. Learn about the process of investing with our variable solutions to support their unique objectives.
Access funds from leading fund managers
Our variable annuity and variable universal life subaccounts offer access to come of the industry's most reputable fund managers. Each fund in our lineup was chosen for its high level of professional credentials and experience.
Illustration of a woman using her computer to browse different fund options.
Choose how to allocate investment options to funds
Whether you're supporting a client's protection needs or helping them create a source of retirement income, you can support their investment goals with a choice of two asset allocation approaches.
Illustration of a financial professional selecting a model portfolio to use in their financial solution.
Take a turnkey approach
Simplify the asset allocation process by selecting one of our model portfolios. Each offers broad diversification by asset class and fund manager, with varying levels of equity exposure to align with a client's investment objectives.
Or, take a custom approach
Prefer a more hands-on approach? You have the flexibility to create a custom allocation strategy using the funds available with a variable annuity or variable universal life solution. We offer a wide variety of asset classes to choose from.
 Illustration of financial professional selecting the funds for the financial solution they are building.

Use an optional strategy to support your chosen approach

For either allocation approach, two optional strategies can help you navigate market fluctuations and keep a client's portfolio on track.
Portfolio rebalancing
Help clients maintain a level risk profile over the life of their investments. Portfolio rebalancing periodically restores the original asset allocation when market fluctuations cause some assets to perform better than others.
Dollar cost averaging
Take advantage of short-term market fluctuations by systematically deploying money over a period of time. Dollar cost averaging allows clients to purchase more units when prices are low and fewer units when prices are high.

Explore investment options available with our variable solutions

Each of our variable annuity and variable universal life solutions offer investment options and approaches to help create a diversified strategy. Visit our dedicated pages to learn about the investment options available to support clients' goals.

Track the performance of our variable solutions

Our fund performance tool delivers information and reports for the investment options available with our variable annuity and variable universal life solutions.

Access fund information and performance

Other related topics

Client reviews a note to call her financial advisor to discuss a Protective Investors Benefit Advisory Variable Annuity, a fee-based solution for tax-deferred investing.
Tailor a retirement strategy with fee-based Protective%%®%% Investors Benefit Advisory variable annuity
A grandmother holding her infant grandchild knowing her financial legacy is protected.
Secure a legacy with Protective%%®%% Investors Benefit Advisory Variable Annuity enhanced death benefits
A grandfather playing with his grandson knowing his financial goals are protected.
Deliver lifetime income and flexibility with the SecurePay Pro%%SM%% income benefit
We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.