Investing with life and annuities

Investing with variable annuities and variable universal life

Using variable annuities and variable universal life, you can diversify a client's investment strategy and meet their needs for asset growth, income and protection. Learn about the process of investing with our variable solutions to support their unique objectives.

Access funds from leading fund managers

Our variable annuity and variable universal life subaccounts offer access to come of the industry's most reputable fund managers. Each fund in our lineup was chosen for its high level of professional credentials and experience.

Illustration of a woman using her computer to browse different fund options.

Illustration of a financial professional selecting a model portfolio to use in their financial solution.

Take a turnkey approach

Simplify the asset allocation process by selecting one of our model portfolios. Each offers broad diversification by asset class and fund manager, with varying levels of equity exposure to align with a client's investment objectives.

Or, take a custom approach

Prefer a more hands-on approach? You have the flexibility to create a custom allocation strategy using the funds available with a variable annuity or variable universal life solution. We offer a wide variety of asset classes to choose from.

Illustration of financial professional selecting the funds for the financial solution they are building.

Use an optional strategy to support your chosen approach

For either allocation approach, two optional strategies can help you navigate market fluctuations and keep a client's portfolio on track.

Portfolio rebalancing

Help clients maintain a level risk profile over the life of their investments. Portfolio rebalancing periodically restores the original asset allocation when market fluctuations cause some assets to perform better than others.

Dollar cost averaging

Take advantage of short-term market fluctuations by systematically deploying money over a period of time. Dollar cost averaging allows clients to purchase more units when prices are low and fewer units when prices are high.

Explore investment options available with our variable solutions

Each of our variable annuity and variable universal life solutions offer investment options and approaches to help create a diversified strategy. Visit our dedicated pages to learn about the investment options available to support clients' goals.

Investing with variable annuities

Investing with Protective^® Aspirations Variable Annuity
Investing with Protective^® Investors Benefit Advisory Variable Annuity
Investing with Protective^® Variable Annuity Investors Series

Investing with variable universal life

Investing with Protective^® Investors Benefit Advisory VUL
Investing with Protective^® Strategic Objectives II VUL