
You'll have access to funds managed by leading fund managers
Our variable universal life and variable annuity subaccounts offer access to some of the industry’s most reputable fund managers. Review their track record for tax deferred growth by running reports and quarterly updates on our fund information and performance page.
Ways to counter the ebbs and flows of the market
The market can be an unpredictable place. Here are 2 approaches to use to address the inevitable ups and downs and keep the overall strategy of your client's portfolio on track.
Employ portfolio rebalancing
When markets fluctuate, some assets may perform better than others, causing the asset allocation of a portfolio to change. By periodically restoring the original asset allocation, known as portfolio rebalancing, you will help your clients maintain a level risk profile over the life of their investments.

Leverage dollar cost averaging
Don’t invest all the funds at once. Instead, systematically deploy the money over a period of time. This approach, called dollar cost averaging, allows your clients to take advantage of the market’s natural short-term fluctuations, to purchase more units when prices are low and fewer units when prices are high.

Add another layer of protection to VA products with an optional Lifetime Income Benefit
For an additional fee, an optional lifetime income benefit can be added to a variable annuity product. Depending on the option chosen, clients can ensure a minimum growth rate, while still providing the opportunity to capture market gains.
Other related topics

Understanding the basics of retirement planning

Developing a holistic retirement plan

The role of guaranteed income in retirement planning
We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
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