A solid investment strategy is key to preparing clients for the retirement they want. Protective Investors Benefit Advisory variable annuity has a range of investment options and objectives to help you support their goals.
Why invest with Protective Investors Benefit Advisory variable annuity
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Build an investment strategy that's right for your client
Align to your clients' objectives and support your role as a money manager with our choice of investment approaches. Explore two ways SecurePay ProSM allows you to build diversified portfolios.
Investing with the SecurePay Pro%%SM%% benefit¹
Clients have investment flexibility when they add the SecurePay Pro protected lifetime income benefit to a variable annuity. They still have access to leading fund options and a choice of allocation approaches, while following guidelines that support income guarantees.
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Tailor a retirement strategy with fee-based Protective%%®%% Investors Benefit Advisory variable annuity
Secure a legacy with Protective%%®%% Investors Benefit Advisory Variable Annuity enhanced death benefits
Deliver lifetime income and flexibility with the SecurePay Pro%%SM%% income benefit
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Count on us to support you and the way you do business. Reach out to our dedicated advisory solutions support team for help with running illustrations, submitting applications and servicing your fee-based life insurance and annuity business
¹SecurePay Pro is an optional protected lifetime income benefit available at an additional cost.
Protective refers to Protective Life Insurance Company (PLICO), Nashville, TN, and its affiliates, including Protective Life and Annuity Insurance Company (PLAIC), Birmingham, AL. Variable annuities are distributed by Investment Distributors, Inc. (IDI), Birmingham, AL, a broker‐dealer and the principal underwriter for registered products issued by PLICO and PLAIC, its affiliates. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.
Protective Investors Benefit Advisory variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA-P-2006. SecurePay Pro benefits are provided under rider form VDA-P-6057. Policy form numbers, product availability and product features may vary by state.
Protective Investors Benefit Advisory NY variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLAIC in New York under policy form series VDA-A-2006-500. SecurePay Pro benefits are provided under rider form VDA-A-6057.
Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers.
Withdrawals reduce the annuity’s remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge.
Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by calling PLICO or PLAIC at 800-456-6330.
WEB.4959671.07.24
Protective refers to Protective Life Insurance Company (PLICO), Nashville, TN, and its affiliates, including Protective Life and Annuity Insurance Company (PLAIC), Birmingham, AL. Variable annuities are distributed by Investment Distributors, Inc. (IDI), Birmingham, AL, a broker‐dealer and the principal underwriter for registered products issued by PLICO and PLAIC, its affiliates. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.
Protective Investors Benefit Advisory variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA-P-2006. SecurePay Pro benefits are provided under rider form VDA-P-6057. Policy form numbers, product availability and product features may vary by state.
Protective Investors Benefit Advisory NY variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLAIC in New York under policy form series VDA-A-2006-500. SecurePay Pro benefits are provided under rider form VDA-A-6057.
Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers.
Withdrawals reduce the annuity’s remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge.
Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by calling PLICO or PLAIC at 800-456-6330.
WEB.4959671.07.24