Customize a retirement strategy with a variable annuity that fits your business model. This fee-based solution offers clients the benefits of tax-deferred growth, investment diversification, lifetime retirement income and legacy protection.
Why Protective Investors Benefit Advisory variable annuity?
Our fee-based variable annuity can help you tailor financial strategies to address your clients’ unique retirement needs.
Investing with Protective Investors Benefit Advisory variable annuity
Help clients diversify their retirement strategies with access to a competitive investment lineup and a choice of approaches to align with their goals. Our dedicated page provides complete details on how to invest using this solution.
Optional benefits for clients to meet more goals
Helpful resources for Protective Investors Benefit Advisory variable annuity
Want to learn more about our fee-based variable annuity, or have clients in mind for this solution? Download these helpful resources.
Review full product details
Introduce clients to Protective Investors Benefit Advisory
Give clients an overview of Protective Investors Benefit Advisory
Boost confidence in clients’ retirement income strategy
Explore the Advisory Fee Deduction Program
Introduce NY clients to Protective Investors Benefit Advisory
Other related topics
Diversify portfolios with fee-based Protective%%®%% Investors Benefit Advisory VUL
Fund information and performance
Access your Protective dashboard to submit and manage your business
We’re here for you
Count on us to support you and the way you do business. Reach out to our dedicated RIA support team for help with running illustrations, submitting applications and servicing your fee-based life insurance and annuity business.
¹ In New York, the product offered is the Protective® Investors Benefit Advisory NY variable annuity.
² SecurePay NH nursing home enhancement may not be available in all states and may not be available with new contracts in the future. To qualify for SecurePay NH, the client must be confined to a qualified nursing care facility, be unable to perform two out of six specified activities of daily living or be diagnosed with a severe cognitive impairment, and have not been in a nursing home one year before and after purchasing an optional protected lifetime income benefit. Proof of continued qualification is required for each contract year in which this benefit is claimed.
Protective Investors Benefit Advisory variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA-P-2006. SecurePay Pro benefits are provided under rider form VDA-P-6057. SecurePay NH is issued under endorsement form series IPV-2159. Policy form numbers, product availability and product features may vary by state.
Protective Investors Benefit Advisory NY variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLAIC in New York under policy form VDA-A-2006-500. SecurePay Pro benefits are provided under rider form VDA-A-6057.
Protective does not offer or provide investment, fiduciary, financial, legal or tax advice or act in a fiduciary capacity for any client. Please consult with your investment advisor, attorney or tax advisor as needed.
Withdrawals reduce the annuity's remaining death benefit, Contract Value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge.
Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers.
Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit, advisory fees and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by contacting PLICO or PLAIC at 800-456-6330.
WEB.3141539.07.24
² SecurePay NH nursing home enhancement may not be available in all states and may not be available with new contracts in the future. To qualify for SecurePay NH, the client must be confined to a qualified nursing care facility, be unable to perform two out of six specified activities of daily living or be diagnosed with a severe cognitive impairment, and have not been in a nursing home one year before and after purchasing an optional protected lifetime income benefit. Proof of continued qualification is required for each contract year in which this benefit is claimed.
Protective Investors Benefit Advisory variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA-P-2006. SecurePay Pro benefits are provided under rider form VDA-P-6057. SecurePay NH is issued under endorsement form series IPV-2159. Policy form numbers, product availability and product features may vary by state.
Protective Investors Benefit Advisory NY variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLAIC in New York under policy form VDA-A-2006-500. SecurePay Pro benefits are provided under rider form VDA-A-6057.
Protective does not offer or provide investment, fiduciary, financial, legal or tax advice or act in a fiduciary capacity for any client. Please consult with your investment advisor, attorney or tax advisor as needed.
Withdrawals reduce the annuity's remaining death benefit, Contract Value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge.
Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers.
Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit, advisory fees and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by contacting PLICO or PLAIC at 800-456-6330.
WEB.3141539.07.24
To exercise your privacy choices,