Protective Investors Benefit Advisory Variable Annuity

Investment and income flexibility with Protective%%®%% Investors Benefit Advisory variable annuity

This fee-based variable annuity can help you customize a retirement plan including: tax-deferred growth, investment diversification, lifetime retirement income, and legacy protection.

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Why should clients consider the Protective Investors Benefit Advisory variable annuity?

It’s a fee-based solution that can help you tailor a financial plan to address all of the unique retirement needs of your clients.

Cost-effective solution

Competitive ME&A fees and investment options as low as 0.11%.

Valuable optional benefits

Guaranteed income and a nursing home endorsement, available with SecurePay Pro^SM rider.

Powerful tax deferral

Allows your clients to accumulate wealth faster.

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Consider this product for a client who:

Is focused on cost-effective growth
Have existing high-cost annuities, and are looking to lower expenses
Likes tax efficiency with minimal fee drag
Wants growth potential through a wide range of investment options
May consider non-qualified mutual funds as an alternative investment
Wants guaranteed lifetime income
Wishes to leave a legacy

a typical client for the Protective Investors Benefit Advisory Variable Annuity.

Key product specs

Mortality Expense & Administration Charge: 0.30%
More than 100 funds with average expense ratio of 0.80%
SecurePay Pro^SM with nursing home enhancement available starting at 1.50%

Full details

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Protective SecurePay Pro optional lifetime income benefit

Provides guaranteed lifetime income, plus a nursing home enhancement. SecurePay NH is designed to help meet nursing home expenses by allowing increased annual benefit withdrawal amount -adding more flexibility and security when clients need it most.

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Fee management, your way

Easily incorporate Protective Investors Benefit Advisory variable annuity into your business with our seamless Advisory Fee Deduction Program which allows you the flexibility to pull a fee directly from the annuity, or choose to pull the fee from other client assets.