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Investment and income flexibility with Protective%%®%% Investors Benefit Advisory variable annuity

This fee-based variable annuity can help you customize a retirement plan including: tax-deferred growth, investment diversification, lifetime retirement income, and legacy protection.

Why should clients consider the Protective Investors Benefit Advisory variable annuity?

It’s a fee-based solution that can help you tailor a financial plan to address all of the unique retirement needs of your clients.
Cost-effective solution
Competitive ME&A fees and investment options as low as 0.11%.
Valuable optional benefits
Guaranteed income and a nursing home endorsement, available with SecurePay ProSM rider.
Powerful tax deferral
Allows your clients to accumulate wealth faster.
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View investment performance information for Protective Investors Benefit Advisory variable annuity.

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Helpful resources for Protective Investors Benefit variable annuity

Want more top-level details? Ready to take a deeper dive into the features and benefits? Just download these product materiails.
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Everything you need to know to understand the full picture
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At-a-glance, quick reference that highlights the features and benefits
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Turnkey and do-it-yourself investment options to explore
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The benefits of the Advisory Fee Deduction Program explained
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How to turn an IRA into joint income for life

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¹ SecurePay NH nursing home enhancement may not be available in all states and may not be available with new contracts in the future. To qualify for SecurePay NH, the client must: Be confined to a qualified nursing care facility; be unable to perform two out of six specified Activities of Daily Living or be diagnosed with a severe cognitive impairment; have not been in a nursing home one year before and after purchasing an optional protected lifetime income benefit. Proof of continued qualification is required for each contract year in which this benefit is claimed.

Protective Investors Benefit Advisory variable annuity is a flexible premium deferred variable and fixed annuity contract issued under policy form series VDA-P-2006 (PLICO) and VDA-A-2006-500 (PLAIC). SecurePay Pro benefits provided by rider form series VDA-P-6057 (PLICO) and VDA-A-6057 (PLAIC). SecurePay NH issued under endorsement form series IPV-2159 (PLICO). Product availability and features may vary by state.

Protective Life does not offer or provide investment, fiduciary, financial, legal or tax advice or act in a fiduciary capacity for any client. Please consult with your investment advisor, attorney or tax advisor as needed.

Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers. Protective is a registered trademark of Protective Life Insurance Company. Investors Benefit Advisory is a trademark of Protective Life Insurance Company.

Protective refers to Protective Life Insurance Company (PLICO) and its affiliates, including Protective Life and Annuity Insurance Company (PLAIC). Variable annuities contracts are issued in all states by PLICO, except New York and in New York by PLAIC. Securities are offered by Investment Distributors, Inc. (IDI). IDI is the principal underwriter for registered insurance variable annuities issued by PLICO and PLAIC, its affiliate. PLICO is located in Nashville, TN. PLAIC and IDI are located in Birmingham, AL.

Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit, advisory fees, and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by contacting PLICO or PLAIC at 800-456-6330.