Protective® Investors Benefit Advisory VUL

Protective%%®%% Investors Benefit Advisory VUL to diversify and protect portfolios

Diversify clients’ retirement assets and manage risk with our variable universal life solution that’s designed for your fee-based business.

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Why recommend Protective Investors Benefit Advisory VUL?

When clients need a tax-advantaged investment vehicle to grow and protect retirement assets, our VUL could be a fit for their portfolios and your business.

Designed for fee-based advisors

Built with RIAs in mind, this solution has no commissions, no surrender charges and lower-cost funds.

Seamless portfolio management

Integrative technology allows this product to be managed alongside all investments in a client’s portfolio.

Solution for tax-advantaged investing

This VUL supports a holistic portfolio by growing tax-deferred cash value and diversifying taxes in retirement.

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Create a tailored investment strategy

A solid tax-advantaged investment strategy is key to balancing a client’s portfolio. Protective Investors Benefit Advisory VUL offers access to high-quality, lower-cost funds and options to help you support their goals.

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Consider this product for a client who:

Needs a tax-advantaged solution to mitigate tax risk
Is maxing out other investment vehicles like an IRA or 401k
Wants maximum accumulation potential for use in retirement or another goal
Is affluent and has a higher risk tolerance

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Key product specs

Minimal fee drag with no commissions and no surrender charges
Lower-cost, high quality fund lineup
Issue ages available for 0-80, varies by risk class
Minimum face amount: $100,000

Full details

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Added flexibility for the future

Clients can customize their coverage with optional riders and built-in endorsements. Explore our ExtendCare℠ rider for added chronic illness protection and our Income Provider Option for tailored death benefit payouts.

ExtendCare

Income Provider Option

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Helpful resources on Protective Investors Benefit Advisory VUL

We want to help you decide if this solution is the right fit for your clients. Use these resources to learn more about the product and support your conversations.