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Protective%%®%% Investors Benefit Advisory VUL to diversify and protect portfolios

Diversify clients’ retirement assets and manage risk with our variable universal life solution that’s designed for your fee-based business.

Why recommend Protective Investors Benefit Advisory VUL?

When clients need a tax-advantaged investment vehicle to grow and protect retirement assets, our VUL delivers these benefits for their portfolios and your business.
Designed for fee-based advisors
Built with RIAs in mind, it offers no commissions, no surrender charges and lower-cost funds
Seamless portfolio management
Integrative technology allows it to be managed alongside all investments in a client's portfolio
Solution for tax-advantaged investing
Supports a holistic portfolio by growing tax-deferred cash value and diversifying taxes in retirement
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Create a tailored investment strategy
A solid tax-advantaged investment strategy is key to balancing a client's portfolio. Our client-friendly investment guide helps you introduce the high-quality, lower-cost funds available with Protective Investors Benefit Advisory VUL and options that can support their goals.
Download our sales idea to support your client conversations
Show clients how Investors Benefit Advisory VUL can help balance and protect their portfolios.
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Helpful resources on Protective Investors Benefit Advisory VUL

We want to help you decide if this solution is the right fit for your clients. Use these resources to learn more about the product and support your conversations.
Cover of the Protective Investors Benefit Advisory VUL product guide
Introduce clients to Investors Benefit Advisory VUL
Cover of the Protective Investors Benefit Advisory VUL producer guide
Learn about our VUL for your fee-based business
The cover of the Protective riders and endorsements guide
See our optional riders and endorsements
Cover page of the Protective Investors Benefit Advisory VUL prospectus.
Review the product prospectus
Cover of Understanding Investment Expenses within Investors Benefit Advisory VUL
Understanding IBAVUL investment expenses
Cover of Protective Investors Benefit Advisory VUL
Quarterly ratings and performance update

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We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.