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Investing with the SecurePay 5%%SM%% benefit

The SecurePay 5 benefit¹ offers clients access to our competitive fund lineup through allocation options focused on growing and protecting retirement income.

Why invest with the SecurePay 5 benefit?

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Extensive lineup
Build personalized portfolios with 80+ investment options from reputable fund managers.
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Investment flexibility
Offer access to varying levels of equity exposure with investment options across 25 asset categories.
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Proven track records
Support growth goals with high-quality investment options — many featuring a strong 10- and 15-year history.

Investment guidelines to support guaranteed income

Adding the SecurePay 5 benefit to a Protective® Variable Annuity II B Series provides clients a stream of guaranteed income for life. Investment parameters help support this important protection feature. These include preselected allocation options and guidelines based on whether the client is accumulating assets or taking income.

Build an investment strategy that's right for your client

Align to your clients' objectives and help them develop a strategy with our choice of investment approaches. Explore two ways the SecurePay 5 benefit allows you to build diversified portfolios.
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Create a custom portfolio
Use a custom approach and help clients build their own portfolios with our Allocation by Investment Category (AIC) program. Our AIC guidelines have all the details.
Choose a turnkey approach
Use the simplified approach of a pre-selected, diversified portfolio. Explore available turnkey allocation options in our flyer.

Other related topics

Financial advisor going over details of Protective Aspirations variable annuity solutions with clients.
Combine growth, income and legacy protection with Protective%%®%% Variable Annuity II B Series
A retired couple smiling on a hike knowing their financial goals are protected.
Investing with Protective%%®%% Variable Annuity II B Series
Customize a retirement investment strategy with SecurePay 5 benefit.
Deliver growth potential and lifetime income with the SecurePay 5%%SM%% income benefit

We're here for you

Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
¹ SecurePay 5 is an optional protected lifetime income benefit available at an additional cost of 1.2% with the Protective® Variable Annuity II B Series. The SecurePay 5 benefit has certain requirements and restrictions and is subject to state availability and will affect the underlying annuity contract features. For complete details, please see the product prospectus.

Protective refers to Protective Life Insurance Company (PLICO) and its affiliates, including Protective Life and Annuity Insurance Company (PLAIC). Product guarantees are subject to the financial strength and claims-paying ability of the issuing company.

Protective Variable Annuity II B Series is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA-P-2006. SecurePay 5 benefits issued under rider form number VDA-P-6035. Policy form numbers, product availability and product features may vary by state.

Protective Variable Annuity II NY B Series is a flexible premium deferred variable and fixed annuity contract issued by PLAIC in New York under policy form series VDA-A-2006. SecurePay 5 benefits issued under rider form number VDA-A-6035.

Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers.

Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by calling PLICO or PLAIC at 800-456-6330.

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