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Protective%%®%% Executive UL carves out a valuable incentive for key employees

Our executive universal life insurance solution is designed with valuable features for employers and their leadership talent, so you can grow your business in the executive benefits market. 

Why recommend Protective Executive UL? 

Your business clients can enjoy these benefits from our group term carve-out solution:
Easy to administer
Employee information is managed with a census, and premiums can be paid with a single electronic fund transfer.
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Cost effective
Coverage is carved out for executives so it’s more cost-effective than if they were part of a traditional group plan.
Stronger incentive
Employees can pay extra premiums to build cash value. Plus, the universal life insurance coverage is portable.

Offer valuable features to employers and executive employees 

We designed Protective Executive UL universal life insurance with these features.
 An illustration representing the benefits of Protective Executive UL to employers
For employers:
  • Executives qualify with just 2 questions
  • Premium payment flexibility
  • Premium schedule guaranteed for 5 years
An illustration representing the benefits of Protective Executive UL to employees
For executive employees:
  • Portable coverage if they retire or leave
  • Option to build cash value
  • More meaningful benefit tailored to them

Enjoy a streamlined process for doing business

While these are individual policies, we take care of the billing, application submission and premium processing as a group. Together, we’ll follow the steps below to streamline the sales process for Protective Executive UL universal life insurance and make your job easier.
You submit the request to us
Complete the required application and Census Template.
We review the request
We’ll review what you provided and reach out if we need to chat further.
We deliver an offer
If approved, an offer will be provided with a case summary, maximum face amounts and any stipulations. It’s valid for 60 days and can be reconsidered.

Helpful resources on Protective Executive UL

We want to help you decide if this universal life insurance solution is the right fit for your business clients. Use these resources to learn more about the product and support your sales conversations. 
The cover of the Protective Executive UL product profile
Introduce business clients to Protective Executive UL
The cover of the Protective Executive UL producer guide
Learn more about Protective Executive UL
The cover of the Protective Executive UL premium options flyer
Review the premium options available with this solution
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See sample case designs for this solution
The cover of the Protective Executive UL ideal client flyer
Review the ideal types of clients for Protective Executive UL

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Protect the future success of your client’s business
We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
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