Build retirement confidence with this indexed annuity's predictable, retirement income for life and guaranteed benefit base growth potential. Learn how with our interactive calculator.
Why Protective Income Builder indexed annuity?
This fixed indexed annuity offers income protection and the ability to adjust if client needs change.
Check current rates
Be sure to confirm our current and future rates for the fixed and indexed interest crediting strategies, which we set every two weeks. Rates may change without notice and, depending on market conditions, may be set more frequently.
People are retiring earlier than planned 53% of the time.²
See how having a source of predictable, guaranteed retirement income for life with Protective Income Builder indexed annuity can help prepare them for the unexpected.
Helpful resources on Protective Income Builder indexed annuity
Need a deeper look into product features or resources to help you introduce guaranteed income to your clients? We’ve gathered some helpful resources for you.
Protective Income Builder indexed annuity in-depth product profile guide
Review available interest crediting strategies
Overview of the guaranteed rate cap for term interest crediting strategy
Understanding income gaps and how an indexed annuity can fill them
Overview of the Citi Flexible Allocation 6 Excess Return Index
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We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
¹ Your Benefit base (the amount on which your benefit withdrawals are determined) is guaranteed to increase by 10% of the total purchase payments every year for up to ten years, or until benefit election, whichever occurs first.
² LIMRA Secure Retirement Institute, The Inner Workings of Retirement Timing, 2018.
³ Waives withdrawal charges and MVA for contract owners and/or spouses who qualify. May not be available in all states. State variations may apply. Terms and conditions apply.
Withdrawals reduce the annuity’s remaining death benefit, contract values, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½ an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals.
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