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Secure growth today and income tomorrow with the SecurePay 5%%SM%% withdrawal benefit

To help clients solve retirement income needs over time, our Protective® Variable Annuity II B Series offers SecurePay 5, a protected lifetime income benefit for benefit base growth early on and guaranteed income later.

Deliver more income with our enhanced withdrawal rates
SecurePay 5 benefit helps you maximize clients' income with strong annual withdrawal percentages. Contact our sales desk or view full rate details to learn how you can deliver more to your clients with this competitive rider.

Benefits that add up to a lifetime of protection

Adding SecurePay 5 benefit to our Protective Variable Annuity II B Series combines enhanced benefit base growth with guarantees to ensure a protected lifetime income benefit that retirees won’t outlive and adjusts to their changing needs.
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Guaranteed annual growth rate
Competitive, compounding 5% annual guaranteed growth rate.¹
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Competitive withdrawal rates
Guaranteed 5.15% benefit base withdrawal available at age 67.
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Enhanced nursing home benefit
Up to 10% additional annual withdrawal for up to five years of nursing home care, if qualified.²
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Long-term potential increases
Benefit base increases to match the contract value on each contract anniversary continue to age 95.

Review our enhanced annual withdrawal rates

The annual withdrawal percentage is based on the age at which the client begins withdrawals and whether they choose a single or joint payout.
Issue Age
Single Person
Both Spouses
 Financial professional talking to clients about SecurePay 5.
Customize a retirement investment strategy with SecurePay 5 benefit
We offer access to investment options of varying asset classes. Emphasis is on quality, with many featuring a long track record of performance. Use these tools to see how SecurePay 5 benefit can provide a more tax-efficient and customizable retirement strategy.

Helpful resources

Want to learn more about how the SecurePay 5 benefit or nursing home enhancement can support your client's retirement strategies? Download these helpful resources.
Cover of SercurePay 5 consumer brochure
SecurePay 5 consumer brochure
a cover for a brochure that explains the SecurePay Pro lifetime income benefit.
SecurePay NH brochure
 SecurePay 5 how-it-works consumer product flyer
How SecurePay 5 works
Cover of Secure Pay NH Flyer B Series
SecurePay NH case study

Other related topics

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Combine growth, income and legacy protection with Protective%%®%% Variable Annuity II B Series
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Enhanced death benefit options for legacy protection
A client using a computer to review Protective's fund performance resources
Fund performance resources and tools
We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
¹ If on a contract anniversary, the contract value is less than 50%of the current benefit base, the 5% guaranteed growth rate will be suspended during that contract year, and the benefit base will remain unchanged. The 5% guaranteed growth rate will continue to be available annually until 10 benefit base increases have occurred or until benefit withdrawals have begun, if earlier.

² Available with SecurePay NH, which is not available in all states.