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Help limit loss and support growth with a registered index-linked annuity

How can you deliver market-linked growth, but limit the impact of market downturns for your clients? A registered index-linked annuity offers protection features to help keep clients focused on their long-term goals. 

Why a registered index-linked annuity?

Do you have clients who are growth-focused and comfortable with the potential for loss that comes with riskier investments, but only up to a point? Consider the benefits of a registered index-linked annuity. 
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Upside growth potential
Offers market-linked growth based on the performance of a market-linked index. 
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Levels of downside protection
These solutions offer a buffer or a floor – or sometimes both – to help create a customized strategy based on a client’s risk tolerance.  
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No annual fees, plus tax-deferred savings
No annual fees, plus tax-deferred savings that can help them keep more of their earnings.
Efficient transfer of wealth
These solutions often offer a death benefit and can help clients avoid the complications of taxes and delays associated with probate. 
How registered indexed-linked annuities work
Each allocation strategy has a specific combination of protection and market-linked growth features working to limit loss and offer growth potential based on positive index performance up to a specified cap or participation rate. The more risk clients are willing to take on with the protection features, the higher the potential interest credited to their contract. Performance is fully credited annually to help minimize the effect of market fluctuations throughout the year. 
A graphic illustrating how a registered indexed-linked annuity works
Consider a registered indexed-linked annuity for a client who:
  • Is focused on growth but worried about losing money close to retirement
  • Has a moderate to high-risk profile
  • Is invested in both safe and riskier investments
A couple who represent the ideal clients for a registered indexed-linked annuity speaks to a financial professional.
Clients high-five after exploring the benefits of a registered index-linked annuity on their computer.
Explore our registered index-linked annuity
Protective® Market Defender II registered indexed-linked annuity helps limit loss with a choice of protection features. Plus, it offers growth potential based on the performance of both domestic and international market-linked indices.¹

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Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
¹ The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling toll-free 1-800-456-6330.
 
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