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Update on Parental Consent to Insurance form
June 28, 2022

Effective now, Protective has changed our form requirement related to non-parental (parent or legal guardian) ownership on a life insurance policy for a minor.

The updated Parental Content to Insurance form (PLX-U398) encompasses more expanded ownership relationships beyond “grandparent” and now references “non-custodial parent/legal guardian.” It requires the parent/legal guardian and the owner to provide signatures related to insurable interest in all states. This form is required on all life insurance policies with a minor insured where the owner is not the parent/legal guardian – it must be received in good order prior to policy issue.


Case managers will provide the form to clients to obtain signatures; the form is also available on Later this year, we will implement system changes to support collecting the form through our life application platforms online.

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