We offer policyholders who own a qualifying life insurance policy the ability to convert or exchange their policy to an eligible Protective permanent insurance option without providing evidence of insurability.

You can now submit a term conversion application digitally through our Velocity EZ-App platform. This platform is accessible through your agency's dedicated EZ-App link. Submitting applications online increases in-good-order processing and provides a more streamlined submission.

Please refer to the conversion memo for full details on product and provision options.

If you have questions, contact your Protective representative.