Business market solutions

Business market solutions

Employers need cost-effective ways to provide additional benefits that help attract and retain the best executive talent. Expand your opportunities in the business market with familiar solutions and a simple process.

Why offer business market solutions?

Address executive needs

Solutions are designed to provide executive, highly compensated employees coverage beyond what may be available through an organization’s regular group benefit plans.

Provide coverage for loss of revenue

Death benefits can be structured to help an organization remain financially stable through the unexpected loss of a key individual.

Give companies a competitive edge

Guaranteed issue-type underwriting, portable coverage and premiums paid by the employer make these solutions an attractive incentive.

Explore our business market solutions

Protective offers a choice of two solutions to help your business market clients attract and retain executive, highly compensated employees.

A group of excited executives in a meeting.

Protective%%®%% Executive UL 

Employers will value:

Minimum premiums guaranteed for 5 years
Premium flexibility and ability to build cash value

See Protective%%®%% Executive UL

An executive reading exciting news on their smartphone.

Protective%%®%% Executive 10-Year Term

Employers will value:

Cost-effective, level premiums guaranteed for 10 years
Executives can apply for a new 10-year policy after the initial term¹

See Protective%%®%% Executive 10-year term

Streamlined application and premium processing

While these are individual policies, we handle the billing, application submission and premium processing as a group. Here are the steps in our streamlined sales process:

You submit the request to us

This includes the required application and census template.

We review your request

We’ll review what you provided and reach out if we need to chat further.

We determine an offer

If approved, an offer will be provided with a case summary, maximum face amounts and any stipulations.²

Enrollment begins

Once the case is approved, we’ll schedule a call to walk through the enrollment timeline. Individual executive employees will finalize their applications and policies will be issued.

Helpful resources

We want to help you decide which solution is the right fit for your business clients. Use these resources to learn more about our products and support your sales conversations.