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Business market solutions

Employers need cost-effective ways to provide additional benefits that help attract and retain the best executive talent. Expand your opportunities in the business market with familiar solutions and a simple process.

Why offer business market solutions?

Address executive needs
Solutions are designed to provide executive, highly compensated employees coverage beyond what may be available through an organization’s regular group benefit plans.
Provide coverage for loss of revenue
Death benefits can be structured to help an organization remain financially stable through the unexpected loss of a key individual. 
Give companies a competitive edge
Guaranteed issue-type underwriting, portable coverage and premiums paid by the employer make these solutions an attractive incentive.

Streamlined application and premium processing

While these are individual policies, we handle the billing, application submission and premium processing as a group. Here are the steps in our streamlined sales process:
You submit the request to us
This includes the required application and census template.
We review your request
We’ll review what you provided and reach out if we need to chat further.
We determine an offer
If approved, an offer will be provided with a case summary, maximum face amounts and any stipulations.2
Enrollment begins
Once the case is approved, we’ll schedule a call to walk through the enrollment timeline. Individual executive employees will finalize their applications and policies will be issued.

Helpful resources

We want to help you decide which solution is the right fit for your business clients. Use these resources to learn more about our products and support your sales conversations.
Cover of the executive life insurance solutions guide.
Introduce business clients to our solutions
The cover of the Protective Executive UL ideal client flyer
See examples of ideal client cases

Other related topics

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Carve out a key employee incentive using Protective%%®%% Executive UL
A business person exploring executive term life insurance solutions.
Deliver a term solution designed for the business market
A restaurant owner serving a customer, knowing his business is protected
Strategies to protect the future success of your client’s business
We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
1 Executives must still be employed with the organization to reapply.

2 The offer is valid for 60 days and can be reconsidered.