Offer clients protection for as long as they choose with premiums that stay the same even after the initial benefit period ends. The amount of universal life insurance coverage will decrease instead, likely in step with their changing needs.
Why recommend Protective Custom Choice UL?
Your clients who want affordable short-term universal life insurance coverage with flexible options can enjoy these 3 benefits:
Get a quick profile of Protective Custom Choice UL and its flexible features.
Consider this product for a client who:
- Has short-term coverage needs
- Wants flexibility and customizable options
- May have a young family and a mortgage or other debts
- Wants inexpensive premiums
Key product specs
- Coverage lengths available for 10-30 year plans
- Issue ages vary by plan and risk class
- Minimum face amount: $100,000; after initial level benefit period: $10,000
- Flexible premium payment options
Choices to create income for loved ones
Available at no cost, our Income Provider Option lets clients decide how the death benefit on their Protective Custom Choice UL policy will be paid to beneficiaries. Explore the Income Provider Option.
Helpful resources on Protective Custom Choice UL
Use these resources to learn more about this short-term, universal life insurance product and support your client conversations.
Introduce clients to Protective Custom Choice UL
Show clients how they can still cover a mortgage after their level benefit period ends
Explain how a blended policy strategy can cover protection gaps
Other related topics
Protective%%®%% Classic Choice term for affordable short-term coverage
Submitting life business with speed and efficiency
Life Check Up to assess clients’ protection and changing needs
We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.