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Limit loss while supporting growth with Protective%%®%% Market Defender II Annuity

Help clients protect their hard-earned investments and achieve the security they deserve with a solution designed to both limit loss and offer market-linked growth potential. See how with our interactive calculator.

Why Protective Market Defender II?

Your clients who want both protection and growth potential can enjoy these benefits:
Protection from market downturns
With both floor and buffer options available, Protective Market Defender II offers various levels of downside protection.
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Market-linked growth
Growth potential based on the performance of market-linked indices with exposure to domestic and international markets.
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No annual fees + tax-deferred savings
No annual fees combined with tax-deferred savings to help clients keep more of their earnings.
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Check current rates
Be sure to confirm our current and future rates for available interest crediting strategies, which we set every two weeks. Rates may change without notice and, depending on market conditions, may be set more frequently.
Do a quick calculation
Use our interactive tool to see how Protective Market Defender II helps to limit loss and grow investments through different market scenarios.
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Adjust to client risk tolerance with a choice of protection and growth features
Watch this short video to see how the protection features and market-linked interest crediting strategies of Protective Market Defender II work together to help clients find the right fit for their risk tolerance.
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a couple who represent the ideal clients for the Market Defender Two Annuity
How does a buffer protection strategy work?
Learn how buffers limit client loss from market drops while still helping to support clients' growth goals.

Helpful resources on Protective Market Defender II

Need a deeper look into product features or resources to help you introduce this type of annuity to your clients? We’ve gathered some helpful resources for you.
Cover of the Protective Market Defender Two Annuity product guide
Protective Market Defender II in-depth product profile guide
Cover of the buffers versus floors comparison brochure.
The difference between buffers and floors
the cover of the how to limit loss while supporting growth brochure.
How to limit market loss while supporting growth
the Market Defender Two Annuity prospectus.
Prospectus for full contract details for the product

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We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.

Withdrawals reduce the annuity’s remaining death benefit, contract values, cash surrender and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½ an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals.