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Protective%%®%% Variable Annuity II B Series

For clients seeking retirement asset growth opportunities, along with options for guaranteed lifetime income and legacy protection, this variable annuity is an ideal choice.

Why Protective Variable Annuity II B Series?

This solution is an investment growth tool that pairs competitive guaranteed income and legacy options to help clients meet a variety of needs.
Strong protected lifetime income
Provide clients the income protection they need with the SecurePay 5 benefit, which offers a 5% guaranteed roll-up and competitive withdrawal rates to fuel income they can’t outlive.
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Quality investment options
Clients have access to the investment performance they seek through quality investment options in a broad range of asset classes for strong tax deferred growth potential.
Enhanced death benefit options
Clients can choose from three death benefit options, including the Maximum Quarterly Value death benefit option, to increase what they pass on to loved ones.

Helpful resources

Want more info on features? Ready to dive into the investment options? Just download these Protective Variable Annuity II B Series product materials.  
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Show clients how this competitive solution provides income protection with strong investment performance
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Help clients understand their investment options with this detailed guide

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Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
¹ On contracts with the SecurePay 5 benefit, no additional investments accepted after two years from the benefit purchase date.

² May not be available in all states.

Protective Variable Annuity II B Series is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA-P-2006. SecurePay 5 benefits issued under rider form number VDA-P-6035. Policy form numbers, product availability and product features may vary by state.

Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and changes from the insurance company and the investment managers.

Withdrawals reduce the annuity’s remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge.

Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by calling PLICO or PLAIC at 800-456-6330.