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Limit Losses and Grow Investments with Protective® Market Defender II Annuity

November 09, 2021

Protective is excited to announce that Protective® Market Defender II Annuity will be available for sale in the state of Minnesota, effective November 8, 2021.

Protective Market Defender II Annuity is a single-premium deferred annuity combining an index-linked crediting feature with floor and buffer protection features. This product is designed for clients who want to choose a level of protection for their money against market downturns, while participating in the opportunity for market-linked and fixed growth potential. Other noteworthy benefits are listed below:

  • Market Defender II is a registered product filed as a variable annuity
  • Single premium design
  • We have added new downside protection options including a 0% Floor and a -15% Buffer
  • The vesting calculation is a simplified and transparent way of calculating how an early withdrawal will affect the protection and crediting strategies
  • Optional Return of Premium death benefit available for a fee
  • 60-day rate lock from the date the application is signed

To learn more about how Protective Market Defender II can help your clients confidently prepare for retirement, talk with your Annuity Wholesaling Team or call our Annuity Sales Desk at 888-340-3428.

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Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.

This is a complex insurance and investment vehicle. You should speak with your clients regarding the Contract's features, benefits, risks, fees and MVA and whether the Contract is appropriate for them based on their financial situation and objectives.

The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling toll-free 1-800-456-6330.

Protective® is a registered trademark of Protective Life Insurance Company and Market Defender II is a trademark of Protective Life Insurance Company.

All payments and guarantees are subject to the claims-paying ability of Protective Life Insurance Company. Neither Protective Life nor its representatives offer legal or tax advice. Purchasers should consult with their legal or tax advisor regarding their individual situations before making any tax-related decisions.

Annuities are long-term insurance contracts intended for retirement planning.

Protective and Protective Life refers to Protective Life Insurance Company and its affiliates. Securities offered by Investment Distributors, Inc. (IDI) the principal underwriter for registered products issued by PLICO, its affiliate. PLICO is located in Nashville, TN. IDI is located in Birmingham, AL.

Protective Market Defender II is a single premium deferred registered indexed-linked annuity contract issued under contract form series RILA-P-2017. Protective Market Defender II is issued by Protective Life Insurance Company. Contract form numbers, product availability and product features may vary by state.

Protective Market Defender II is not an investment in the securities market or any index. Indexed interest could be less than that earned in a traditional fixed annuity, and you could experience a loss of principal due to negative index performance.

Investors should carefully consider the investment risks of Protective Market Defender II before investing. This and other information is contained in the prospectus. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by contacting PLICO at 800-456-6330.

For Financial Professional Use Only. Not for Use With Consumers.