Protective Life Underwriting Solution (PLUS)

Underwriting made quick and easy with PLUS

Protective Life Underwriting Solution (PLUS) is designed to offer a more tailored and expedited underwriting experience. In each case, PLUS underwrites clients with the least invasive requirements possible and optimizes speed to issue.

What does the underwriting process look like with PLUS?

PLUS offers the opportunity to qualify for accelerated underwriting, and in some cases, bypass attending physician statements (APS) and labs. Whether a client qualifies for accelerated or traditional underwriting, our TeleLife® team of experts will ensure a smooth and efficient process.

A chart showing how the Protective Life Underwriting Solution (PLUS) works.

PLUS frequently asked questions (FAQs)

To help you get a better understanding of what our PLUS program is all about, here are answers to some of the most frequently asked questions we receive:

What is PLUS?

The PLUS program was designed to expedite issuing a policy by tailoring the underwriting process to include the least invasive requirements as possible.

How can PLUS add value to my business?

PLUS can reduce your overall cycle time and takes tasks off your plate. Whether your client goes through traditional or accelerated underwriting, the TeleLife^® team is there to take care of administrative tasks of the process.

How do I use PLUS for an application?

If a client is participating in a TeleLife^® interview, the application will automatically be run through the PLUS program. PLUS will gather data during the interview to determine the best underwriting requirements and available class for the applicant.

What products are eligible for PLUS?

PLUS is available to underwrite Protective Advantage Choice^SM UL, Protective® Classic Choice term, Protective Custom Choice^SM UL, Protective Indexed Choice^SM UL, Protective^® Lifetime Assurance UL and ProClassic II^SM UL applications.