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Protective Indexed Choice%%SM%% UL

Our indexed universal life insurance solution can protect your clients’ goals while offering flexibility to adapt to life’s changes – including the opportunity to grow and access cash value that’s linked to market index performance.

Why recommend Protective Indexed Choice UL?

With our indexed universal life insurance solution your clients who want both protection and flexibility can enjoy these four benefits:
Guaranteed death benefit
Financial security is there when it’s needed most
Realistic cash value projections
Build confidence with market-linked growth and realistic illustration rates
Simple, flexible design
Easy to understand now and easy to adjust down the road
Supplemental living benefits
Optional rider can help offset the costs of an expected chronic illness
See how our straightforward IUL works
Watch this client-friendly video to learn how Protective Indexed Choice UL delivers a combination of death benefit protection and the potential to grow and access cash value.
A still frame from a video about Protective Indexed Choice universal life insurance.
A financial professional recommending  indexed universal life insurance to her client.
An IUL that delivers what's expected
You can feel confident recommending our indexed universal life insurance solution because it’s built to perform as your clients expect. Read this flyer to see why.
See how a blended solution compares to a standalone policy
When you add ExtendCare to a policy, the blended solution provides death benefit protection, cash value accumulation potential and eases the costs of chronic illness.
A chart showing the benefits of adding chronic illness protection and the Income Provider Option to a Protective Indexed Choice UL policy.
See how we stack up against the competition
Enter your information below to see where Protective Indexed Choice UL stands compared to another popular solution.
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Helpful resources on Protective Indexed Choice UL

We want to help you decide if this solution is the right fit for your clients. Use these resources to learn more about the product and support your client conversations.
The cover of the Protective Indexed Choice UL Universal life insurance product profile.
Introduce clients to Protective Indexed Choice UL
Cover of Protective Indexed Choice UL Producer Guide
Review key product features and benefits
The cover of the Protective Indexed UL Universal Life Insurance 101 flyer.
Give your clients an introduction to indexed universal life insurance
The cover of the Protective Indexed Choice UL Universal life insurance powerful combination consumer flyer.
Show clients the benefits of adding chronic illness coverage to their IUL policy
The cover of the Protective Indexed Choice UL Universal life insurance growth and protection flyer.
Explain how our IUL will never return a negative interest rate
Front page of the Protective Indexed Choice UL historical rates sheet.
Review past index values and crediting rates

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We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
¹ In California maximum issue age is 75 for Tobacco.

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