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Help meet clients’ legacy goals with Protective%%®%% Aspirations enhanced death benefits

Adding an enhanced death benefit option to a Protective Aspirations variable annuity can give your clients flexibility and control to support efficient wealth transfer and protect their legacy.

4 options for ensuring a legacy

Your clients can choose between four death benefit options to help them reach their unique legacy goals.
Return of Account Value standard death benefit
Offers benefit equal to the contract value, and available at no additional cost.
Return of Purchase Payments enhanced death benefit
Returns the investment or contract value, whichever is greater at time of death, less withdrawals.
Maximum Anniversary Value enhanced death benefit
Market gains can be locked in each contract anniversary to increase the value of the death benefit, less any withdrawals.
Maximum Quarterly Value enhanced death benefit
Market gains are captured in the contract value and added to the death benefit on a quarterly basis, less any withdrawals.
A multigenerational family laughs and embraces, glad to be protected with a Protective Aspirations variable annuity enhanced death benefit.
Introduce a solution for a lasting legacy
Adding an enhanced death benefit option to a Protective Aspirations variable annuity provides a quick and easy way to protect loved ones if the unexpected happens while working toward retirement goals. Learn more here and begin the conversation with your clients.

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We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.

Return of Premium Death Benefit offered under rider form series VDA-P-6001BB. Maximum Anniversary Value Death Benefit offered under rider form series VDA-P-6002BB. Maximum Quarterly Value Death Benefit offered under rider form series VDA-P-6034BB. Policy form numbers, product availability and product features may vary by state. Variable annuities are distributed by Investment Distributors, Inc. (IDI), a broker-dealer and the principal underwriter for registered products issued by PLICO.

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