Use IRA maximization for tax-advantaged wealth transfer
You can help clients maintain or increase the value of an IRA that's passed to beneficiaries. Here are the four IRA maximization strategies to consider.
Who is a good fit for wealth transfer?
Clients who have substantial wealth and are not concerned about how they’ll provide for retirement may be good candidates for a wealth transfer strategy. Since they may be more concerned with providing for their beneficiaries long term, they are likely to:
- Not need their IRAs for retirement income
- Have a greater interest in transferring assets
- Want to provide lifetime income for heirs
Helpful resources on wealth transfer
Want to expand your knowlege? Need tools to support your client conversations? Just download these materials.
Tax offset strategy
Legacy enhancement strategy
Tax elimination charitable strategy
Other related topics
Legacy planning to protect what clients pass on
Charitable giving that extends clients' legacies
Protect what matters most with a secure estate plan
We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.