Here's how we can help you protect more people
We're committed to helping financial professionals like you connect more people to the protection they deserve. Explore our dependable products and access dedicated support to accelerate your business.
Start a life insurance conversation
There are a lot of ways to introduce the need for life insurance and protection solutions. We have talking points and sales ideas on a variety of topics that can support your conversations and help you grow your business.
Explore our protection products
Product name
Product type
Key benefit
Competitively priced death benefit protection up to 40 years, with access to Protective Velocity digital tools to streamline and expedite the application process.
Clients can customize a guaranteed death benefit coverage period and keep level premiums after period ends, with a declining death benefit as needs may change
Guaranteed, straight-forward, level pay death benefit solution that protects clients for their desired timeframe (up to age 121), and offers a return of premium endorsement
Guaranteed lifetime death benefit protection with premium flexibility, lapse protection, and more*
Simple, guaranteed death benefit protection to age 90 with realistic cash value projections to help support a dependable strategy
Business owner solution to compensate and incentivize key employees that’s easy to administer, cost effective and portable for the employee
Life insurance accumulation solution unrestricted by "guarantee fees" to maximize cash value potential, using investment options from quality, well known fund managers
Policy flexibility
Minimum
Moderate
Minimum
Moderate
Maximum
Moderate
Maximum
Cash accumulation potential
None
None
None
Modest fixed rate growth
Moderate potential growth linked to index performance, up to a cap
Modest fixed rate growth with additional contribution opportunities
Maximum potential growth fueled by performance of chosen investments
Other related topics
Understanding the basics of life insurance
Everything you need to submit life business with us
Details about getting appointed to sell with us
We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
*The built-in lapse protection, automatically included on each policy, can guarantee death benefit coverage up to the lifetime of the insured based on the premiums paid and the formulas described in the Lapse Protection Endorsement. As long as the Lapse Protection Account value equals or exceeds policy debt, then the policy is guaranteed not to lapse. The lapse protection guarantees the policy death benefit only, not the cash surrender value.
WEB.3148465.03.23
WEB.3148465.03.23