Skip to Content
Graphic hero gold
Graphic hero gold

Secure a guaranteed income stream with SecurePay Pro

To help clients solve retirement income needs over time, our Protective® Investors Benefit Advisory Variable Annuity offers SecurePay Pro, a protected lifetime income benefit offering potential portfolio growth and guaranteed income.

Benefits that add up to a lifetime of protection

Adding SecurePay Pro to a Protective® Investors Benefit Advisory Variable Annuity combines potential market-driven growth with guarantees to ensure a protected lifetime income benefit that retirees won't outlive.
No Alt
Potential for growth
Step-up feature locks in benefit-base increases to match the contract value on each contract anniversary.
No Alt
Flexible timing feature
SecurePay Pro can be added at the time purchase or later when the time is right for our client with our RightTime feature.
No alt
Long-term increases
Clients continue to lock in any market gains, even after income begins, helping to optimize retirement income.
Nursing home enhancement*
Clients can increase their withdrawal percentage up to 10% due to a qualifying nursing home stay.
SecurePay Pro delivers permanent value to your clients
With SecurePay Pro, your clients can capture growth with positive market performance for the lifetime of their contract and are guaranteed the ability to take withdrawals from the contract for life, even if the contract value falls to zero due to poor market performance. 
A graph illustrating how SecurePay Pro works
A financial professional meeting with a woman about her retirement goals
Customize a retirement investment strategy with SecurePay Pro

The optional SecurePay Pro protected lifetime income benefit is available with a choice of investment strategies, including: 

  • Protective model portfolios (3 options)
  • Protective Life Dynamic Allocation Series portfolio (2 options)
  • American Funds Insurance Series portfolio
  • Customize a portfolio from over 60 funds
Added protection to help cover nursing home expenses
When clients add SecurePay Pro to their variable annuity, they also get our nursing home enhancement* at no additional cost. It can double their annual withdrawal to a maximum of 10% for up to 5 years to help meet nursing home expenses – adding more flexibility and security when they may need it most.
A nursing home patient and her nurse smiling
A financial professional explaining to a client what the SecurePay Pro option is
Help clients meet their retirement goals
The Protective Investors Benefit Advisory Variable Annuity with the SecurePay Pro option is a multi-faceted solution to help meet your clients’ unique needs, including tax-deferred growth, investment diversification, options for lifetime retirement income and legacy protection. 

Other related topics

Grandfather walking  with grandson.
Enhanced death benefit options for legacy protection
Financial professional checking Protective fund performance on a computer
Fund performance resources and tools
Clients talking to professional about retirement risks.
Important income risks to consider in retirement planning
We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.

*May not be available in all states. State variations may apply.


WEB.3143807.09.21