Secure Pay Pro

Secure a guaranteed income stream with the SecurePay Pro%%SM%% benefit

To help clients solve retirement income needs over time, our Protective^® Investors Benefit Advisory Variable Annuity offers SecurePay Pro, a protected lifetime income benefit offering potential portfolio growth and guaranteed income.

Benefits that add up to a lifetime of protection

Adding SecurePay Pro to a Protective^® Investors Benefit Advisory Variable Annuity combines potential market-driven growth with guarantees to ensure a protected lifetime income benefit that retirees won't outlive.

Potential for growth

Step-up feature locks in benefit-base increases to match the contract value on each contract anniversary.

Flexible timing feature

SecurePay Pro can be added at the time purchase or later when the time is right for our client with our RightTime feature.

Long-term increases

Clients continue to lock in any market gains, even after income begins, helping to optimize retirement income.

Nursing home enhancement*

Clients can increase their withdrawal percentage up to 10% due to a qualifying nursing home stay.

Create growth opportunity

SecurePay Pro includes an annual step-up feature that locks in gains on clients' income benefit base.

A graph illustrating how SecurePay Pro works

Continued growth based on the market

Clients will continue to lock in gains based on market performance, even after income election.

A graph illustrating how clients will lock in gains based on market performance

Annual income stream is guaranteed for life

With SecurePay Pro, your clients are guaranteed the ability to take withdrawals from the contract for life, even if the contract value falls to zero as a result of poor market performance or benefit withdrawals, ensuring this retirement income is always protected.

Graph highlighting the guaranteed lifetime income stream offered with SecurePay Pro

Enhanced benefits for additional care needs

SecurePay Pro offers access to nursing home benefits that can increase a client's annual withdrawal rate up to 10% for up to 5 years with SecurePay NH. (Qualifications must be met, not available in all states.) Read our Nursing Home case study to learn more.

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Graph highlighting the increased annual withdrawal rate available with SecurePay NH

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Customized retirement investment strategies

The optional SecurePay Pro protected lifetime income benefit is available with a choice of investment strategies, including:

Protective model portfolios (3 options)
Protective Life Dynamic Allocation Series portfolio (2 options)
American Funds Insurance Series portfolio
Customize a portfolio from over 60 funds

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Help clients meet their retirement goals

The Protective Investors Benefit Advisory Variable Annuity with the SecurePay Pro option is a multi-faceted solution to help meet your clients’ unique needs, including tax-deferred growth, investment diversification, options for lifetime retirement income and legacy protection.

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