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The right tax strategies can protect your clients’ hard-earned retirement savings

Many people don’t fully understand taxes or the impact they can have on their financial plans. It’s an important conversation to have with your clients. We can support you with insight about taxes and tax-deferred products.
Tax strategies can help optimize retirement planning
Investigating and employing tax strategies, from tax deferral to confirming what tax bracket a client is in, can play an important role in the overall success of a retirement strategy.
financial advisor explaining to a couple how tax strategies can help optimize retirement planning
bar chart graphic illustrating the power of tax deferral
The power of tax deferral
Taxes can have a big impact on long-term investment returns. Most investments in non-qualified accounts will be taxed on dividends, interest, and short-term and long-term capital gains. By utilizing tax deferral, clients can delay taxes on accumulated earnings until they are withdrawn, helping them accumulate wealth faster.

Variable annuities: a great option for tax-deferred growth

All of our annuities offer tax-deferred growth and are designed to meet a variety of planning needs. 
financial professional talking to clients about Protective Variable Annuity two B Series
Protective%%®%% Variable Annuity II B Series
Offers tax-deferred growth, investment diversification, dollar cost averaging strategies, a death benefit and lifetime retirement income.  
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Smiling couple who are happy about their low-cost, tax-deferred investment in a Protective Variable Annuity Investors Series contract.
Protective%%®%% Variable Annuity Investors Series
Offers tax-deferred growth, investment diversification, dollar cost averaging strategies, a death benefit and lifetime retirement income.  
Learn more
Client reviews a note to call her financial advisor to discuss a Protective Investors Benefit Variable Annuity for a fee-based solution for tax-deferred investing.
Protective%%®%% Investors Benefit Advisory Variable Annuity
Fee-based annuity that offers tax-deferred growth, investment diversification, lifetime retirement income and legacy protection. 
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Helpful resources for tax strategy planning

Discover how being ‘in’ a tax bracket doesn’t mean your client will pay that federal income tax rate on everything they earn. Download this insightful resource now.
cover of Understanding Income Tax brochure
Understanding Income Tax
Download
Cover of Tax Rates Guide
Tax Rates Guide
Download

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We're here for you
We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
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¹ Assumes a 19.5% effective tax rate and standard deduction for filing jointly.


Neither Protective Life nor its representatives offer legal or tax advice. Purchasers should consult with their legal or tax adviser regarding their individual situations before making any tax related decisions.


Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit, and the underlying investment options before investing. This and other information is contained in the prospectuses for a variable annuity and its underlying investment options. Investors should read the prospectuses carefully before investing. Prospectuses may be obtained by contacting Protective at 800-265-1545.


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