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Address risk to help protect retirement

Like any long-term plan, retirement has its share of risks and uncertainties. Working with your client to recognize and address the potential pitfalls can ensure a more resilient strategy.
A confident retirement plan starts with solid risk management
Even a carefully constructed retirement plan can face challenges when markets crash or illness strikes. Our tools and resources can help you prepare clients for the risks to income and asset preservation as part of a comprehensive plan that addresses the many changes the future may bring, helping to ensure a more protected retirement.
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Planning today for tomorrow's retirement realities
It’s easy for clients to underestimate the risk to their retirement portfolio, or not realize how dramatic the impact can be. A major downturn in the market just as retirement approaches, rising health care costs or the loss of a spouse are just a few of the circumstances you can help them plan for. Set the stage for the conversation with this helpful brochure.

Retirement solutions that can reduce risk in your clients' retirement plans

Explore these different types of annuities and how they can support your clients' specific goals by addressing certain risks.
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Fixed annuities
Designed to offer guaranteed growth and income, fixed annuities could help your conservative clients feel more secure knowing their principal is protected.
Husband and wife reviewing information about a variable annuity that fits their risk-tolerance, growth-focused retirement savings objectives.
Variable annuities
Variable annuities can provide tax-deferred growth fueled by investment in equity and fixed income markets, along with guaranteed lifetime income.
Couple relaxing on a road trip after purchasing an indexed annuity for balanced growth and protection.
Indexed annuities
Market-linked growth potential and future income, along with protection from downturns, may seem impossible when today's markets are so uncertain. An indexed annuity may help you deliver the right balance.
Couple who recently purchased a registered index-linked annuities to help limit loss and support growth, celebrate a great golf putt.
Registered index-linked annuities
How can you deliver market-linked growth, but limit the impact of downturns? A registered index-linked annuity offers protection to help clients focus on long-term goals.

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We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.

Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit, and the underlying investment options before investing. This and other information is contained in the prospectuses for a variable annuity and its underlying investment options. Investors should read the prospectuses carefully before investing. Prospectuses may be obtained by contacting PLICO at 800.265.1545.

An indexed annuity is not an investment in an index, is not a security or stock market investment and does not participate in any stock or equity investments.

Registered Index-linked annuities are complex insurance and investment vehicles. Before your clients invest, you should speak with them about the contract's features, benefits, risks and fees and whether the contract is appropriate for them based on their financial situation and objectives.