When clients want straightforward lifetime coverage and predictable payments, Protective Lifetime Assurance UL universal life insurance could be just the right fit.
Why recommend Protective Lifetime Assurance UL?
Budget-minded clients who want long-term protection for their loved ones can enjoy these 3 benefits:
Get a quick profile of Protective Lifetime Assurance UL universal life insurance and its affordable, predictable design.
Consider this product for a client who:
Key product specs
- Issue ages available for 18-85, varies by risk class and state
- Minimum face amount: $50,000-100,000, varies by risk class
- Built-in lapse protection
Added protection for chronic illness expenses
Preparing clients for the unexpected can go beyond offering life insurance protection alone. By adding the ExtendCareSM rider to Protective Lifetime Assurance UL, clients can advance their policy's death benefit to help offset the costs of a chronic illness.
Give clients access to paid premiums, if needed
Sometimes the unexpected happens and clients need extra cash. With our no-cost Return of Premium endorsement on Protective Lifetime Assurance UL, they can access all or part of their paid premiums in the future (as long as they are willing to fully surrender their policy).
Choices to create income for loved ones
Available at no cost, our Income Provider Option lets clients decide how the death benefit on their Protective Lifetime Assurance UL policy will be paid to beneficiaries.
Helpful resources on Protective Lifetime Assurance UL
We want to help you decide if this solution is the right fit for your clients. Use these resources to learn more about this universal life insurance product and support your client conversations.
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We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.