Skip to Content
Graphic hero gold
Graphic hero gold

Enhanced death benefits: 3 options for ensuring a legacy

Adding an enhanced death benefit option to a Protective variable annuity can give your clients flexibility and control to support efficient wealth transfer and protect their legacy.

Needs vary. Offer a more tailored strategy.

With three levels of protection, it's simple to tailor the death benefit option on a Protective variable annuity to each client's specific situation.
Return of Purchase Payments death benefit
Returns the investment or contract value, whichever is greater at time of death, less withdrawals.¹
Maximum Anniversary Value death benefit
Market gains can be locked in each contract anniversary to increase the value of the death benefit, less any withdrawals.²
Maximum Quarterly Value death benefit
Market gains are captured in the contract value and added to the death benefit on a quarterly basis, less any withdrawals.³
Parent protecting a child by holding his hand, much like an enhanced death benefit on a Protective annuity will protect his future.
Introduce a solution for a lasting legacy
Adding an enhanced death benefit option to a Protective variable annuity provides a quick and easy way to protect loved ones if the unexpected happens while working toward retirement goals. Learn more here and begin the conversation with your clients.

Other related topics

Financial advisor going over details of Protective Aspirations solutions with clients
Offer protected income and growth with Protective%%®%% Aspirations Variable Annuity
Financial professional discussing SecurePay 5 with clients.
Optional variable annuity benefits help you deliver a holistic retirement strategy
Woman feeling secure that she's prepared for the changes retirement can bring.
Navigating life’s changes for retirement
We're here for you
Everyone deserves peace of mind when it comes to safeguarding what’s most important. We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.

1The Return of Purchase Payments death benefit is available at an additional cost equal to 0.20% (on an annualized basis) of the death benefit at the beginning of each contract month.


2The maximum Anniversary Value death benefit is available at an additional cost of 0.35% (on an annualized basis) of the death benefit at the beginning of each contract month.


3The Maximum Quarterly Value death benefit is available at an additional cost equal to 0.40% (on an annualized basis) of the death benefit at the beginning of each contract month.


WEB.3085287.04.22