Why should clients consider the Protective Investors Benefit Advisory variable annuity?
Consider this product for a client who:
- Is focused on cost-effective growth
- Have existing high-cost annuities, and are looking to lower expenses
- Likes tax efficiency with minimal fee drag
- Wants growth potential through a wide range of investment options
- May consider non-qualified mutual funds as an alternative investment
- Wants guaranteed lifetime income
- Wishes to leave a legacy
Key product specs
- Mortality Expense & Administration Charge: 0.30%
- More than 100 funds with average expense ratio of 0.80%
- SecurePay ProSM with nursing home enhancement available starting at 1.50%
Protective SecurePay Pro%%SM%% optional lifetime income benefit
Fee management, your way
Easily incorporate Protective Investors Benefit Advisory variable annuity into your business with our seamless Advisory Fee Deduction Program which allows you the flexibility to pull a fee directly from the annuity, or choose to pull the fee from other client assets.
Not available at all firms. Confirm availability with your broker dealer.
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Protective Investors Benefit Advisory variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form VDA-P-2006 and state variations. SecurePay Pro benefits provided by PLICO under rider form VDA-P-6057. SecurePay NH issued under endorsement form series IPV-2159.
Protective Investors Benefit Advisory NY variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLAIC in New York under policy form VDA-A-2006-500. SecurePay Pro benefits provided by PLAIC under rider form VDA-A-6057.
Protective does not offer or provide investment, fiduciary, financial, legal or tax advice or act in a fiduciary capacity for any client. Please consult with your investment advisor, attorney or tax advisor as needed.
Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers. Protective is a registered trademark of Protective Life Insurance Company. Investors Benefit Advisory is a trademark of Protective Life Insurance Company.
Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit, advisory fees, and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by contacting PLICO or PLAIC at 800-456-6330.